Free Templates
Free templates for budgeting, investing, taxes, crypto, and more. Use them manually or let Clarity automate everything.
Templates for tracking income, expenses, and monthly spending plans.
A comprehensive monthly budget spreadsheet that tracks your income, fixed expenses, variable spending, and savings in one place. Includes automatic totals and a spending-vs-budget comparison column.
A budget template based on the popular 50/30/20 rule — 50% for needs, 30% for wants, and 20% for savings and debt. Automatically calculates your target amounts and shows how your actual spending compares.
A zero-based budget template where every dollar of income is assigned a job. Income minus all expenses and savings allocations equals zero. Includes pre-filled categories and a reconciliation section.
A budget template designed for people who get paid every two weeks. Splits expenses across two pay periods, handles the two extra paychecks per year, and ensures bills are covered regardless of which paycheck they fall near.
A household budget template for couples or families managing shared finances. Tracks multiple income sources, shared expenses, individual spending allowances, and household savings goals.
A simple budget template designed for college students managing limited income from part-time jobs, financial aid, or parental support. Tracks tuition-related costs, food, transportation, and social spending.
Templates for tracking portfolios, dividends, and investment performance.
Track all your investments in one spreadsheet — stocks, bonds, ETFs, mutual funds, and alternatives. Includes cost basis tracking, gain/loss calculations, asset allocation percentages, and dividend income.
A focused stock portfolio tracker with detailed per-position tracking, sector allocation, and realized/unrealized gain calculations. Built for active stock pickers who need lot-level detail.
Track dividend income across all your holdings. Monitor yield, payment frequency, ex-dividend dates, and annual income projections. Includes DRIP tracking and year-over-year income growth analysis.
Calculate exactly how much to buy or sell in each asset class to bring your portfolio back to target allocation. Includes threshold-based triggers and tax-efficient rebalancing suggestions.
Templates for organizing tax documents, tracking gains, and deductions.
Organize your cryptocurrency transactions for tax reporting. Tracks buys, sells, swaps, and income events. Calculates short-term and long-term capital gains using FIFO, and identifies potential wash sales.
Track realized capital gains and losses across all asset types for tax planning. Separates short-term and long-term gains, tracks loss carryforwards, and helps estimate your tax liability before year-end.
A comprehensive checklist of commonly missed tax deductions organized by category. Includes deductions for freelancers, homeowners, investors, parents, students, and charitable givers with documentation reminders.
Organize and track all your 1099 forms in one place before tax filing. Covers 1099-INT, 1099-DIV, 1099-B, 1099-MISC, 1099-NEC, 1099-K, and 1099-R with status tracking and expected vs received amounts.
Templates for tracking crypto portfolios, DeFi yields, and cost basis.
Track your entire crypto portfolio across exchanges and wallets. Includes position tracking, cost basis per coin, portfolio allocation, and DeFi position monitoring.
Track yield farming positions across protocols. Monitor APY, rewards earned, gas costs, impermanent loss, and net yield. Covers liquidity pools, lending, staking, and vault strategies.
Track the cost basis of every cryptocurrency purchase for accurate tax reporting. Uses FIFO lot tracking with support for buys, sells, swaps, mining income, and airdrops across multiple wallets and exchanges.
Templates for planning debt payoff strategies and tracking progress.
Plan your complete debt payoff strategy. Compare avalanche (highest interest first) vs snowball (smallest balance first) methods. See your payoff timeline, total interest paid, and monthly payment schedule.
A visual debt snowball tracker that lists debts from smallest to largest balance. Tracks your rolling payment amount as each debt is eliminated and celebrates each payoff milestone.
Templates for tracking savings goals, emergency funds, and sinking funds.
Track your progress toward a fully funded emergency fund. Set your target based on monthly expenses, track contributions, and monitor your emergency fund as a percentage of your goal.
Track multiple savings goals simultaneously — vacation, home down payment, new car, wedding, or any financial target. See progress bars, monthly contribution plans, and projected completion dates for each goal.
Plan for predictable irregular expenses by saving small amounts monthly. Track sinking funds for holidays, car maintenance, annual insurance premiums, home repairs, and other expenses that are not monthly but are not surprises.
Templates for calculating and tracking your total net worth over time.
Templates for planning retirement savings and projecting future income.
Templates for tracking subscriptions and recurring expenses.
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