Free Tools
Financial calculators
25 free calculators to help you plan, budget, invest, and file taxes smarter. No sign-up required.
Personal Finance
Net Worth
Calculate your total net worth by adding up your assets and subtracting your liabilities.
Debt Payoff
Compare avalanche and snowball strategies to find the fastest way to pay off your debts.
50/30/20 Budget
Apply the 50/30/20 rule to your income: 50% needs, 30% wants, 20% savings.
Subscription Cost
Add up all your subscriptions to see the true monthly, yearly, and 5-year cost.
Emergency Fund
Find out how much you need in your emergency fund and how long it will take to build it.
Savings Goal
Find out how long it takes to reach your savings goal with monthly contributions and interest.
Inflation
See how inflation erodes your purchasing power over time and what your money will really be worth.
Loan Comparison
Compare two loan options side-by-side to see which saves you more money over the full term.
Investing
Compound Interest
See how your money grows over time with compound interest and regular contributions.
Investment Return
Calculate your total and annualized investment returns including dividends.
FIRE
Calculate your Financial Independence, Retire Early number and see how long until you can live off investments.
Retirement
See if you are on track for retirement based on your age, savings, contributions, and goals.
DCA
Compare dollar cost averaging vs lump sum investing to see which strategy performs better.
Tax
Tax Bracket
Estimate your federal income tax based on your income, filing status, and deductions.
Home Office
Compare simplified and regular methods for the IRS home office deduction.
Capital Gains
Estimate capital gains tax on stocks, real estate, or other investments including cost basis adjustments.
Paycheck
Estimate your take-home pay after federal tax, state tax, Social Security, Medicare, and 401(k).