Checking 5 apps every 15 minutes?
Track all your accounts.See everything clearly.
Stop managing money reactively. Banks, brokerages, crypto, DeFi, cash flow, debt, and taxes land in one read-only workspace. Ask AI what changed—answers use your linked balances and history, not generic web advice.
Demo uses sample data · no signup
Connect once, everything syncsRead-only3-minute setup
12,000+institutions100+CEX30+blockchains
Your linked data
Answers from your accounts—not the open web.
Generic models know what an IRA is; they can't see your Fidelity balance or your new $14.99 charge. Clarity reasons over balances, holdings, and history you actually linked.
Ask AI
DemoSample data. Your AI runs on the accounts you connect.
Answer
Three things worth noting: Your checking balance dropped $1,840 (rent auto-pay hit Tuesday). Your Fidelity 401(k) is up $2,100 on market gains. And a new recurring charge appeared — $14.99/mo from an app subscription on your Visa.
Try the workspace before you connect anything.
Open the demo with sample accounts, ask the AI, then start free when it clicks.
Viewer, not a mover. Read-only connections; credentials stay with Plaid; Clarity never moves funds. Security overview →
What people stopped doing on Sundays.
“I mostly use it as my Sunday reset. It found a couple subscriptions I meant to cancel months ago, but the bigger win is not opening Chase, Amex, Fidelity, and Coinbase just to remember where I stand.”
“Clarity caught a 41% tech concentration across my Fidelity and Schwab accounts I hadn't seen. I rebalanced $14k that weekend instead of waiting for my advisor's quarterly check-in.”
“We were guessing on a home offer. Clarity showed our real liquid cash, current portfolio, and debt in one place — so we set a $612k budget we actually had the numbers to back.”
The problem
Stop managing money reactively.
Sample data in the demo — connect your own accounts when you sign up.
Clarity helps you run your money like a business, with a clear view of cash flow, assets, debt, taxes, and what to do next. Balances, transactions, holdings, and debt stay in one always-current view—so you stop rebuilding the picture every weekend. How we connect →
- See every bank and card in one transaction feed.
- Ask what changed this week — answers come from your balances, not the generic web.
- Catch subscription creep before another year of silent renewals.
- Scan brokerage, 401(k), and IRA holdings without CSV roulette.
- Reconcile Sunday in one screen instead of four logins.
- Leave when you want — export first, full deletion in thirty days.
The boring answer to the scary question
Clarity is a viewer, not a vault.
If we vanished tomorrow, your money would be exactly where it is now. We never see passwords, never move funds, never sell data.
Read-only by design
Clarity sees balances and transactions. It cannot move money or change account settings.
We never see your passwords
Bank credentials go directly to Plaid through their secure flow. Clarity never receives them.
Bank-level encryption
TLS in transit, encrypted at rest, and authenticated encryption for any sensitive data we hold.
Leave clean
Cancel in a click. Your data is fully deleted within 30 days — no hostage workflows.
Live data behind each answer
Real feeds for spending, investments, crypto, and debt—not a hand-built snapshot.
Every account type keeps its detail, then rolls into one picture you can actually act on.
Every transaction in one feed
Connect your banks and cards. Transactions arrive categorized, subscriptions surface on their own, and recurring charges stay visible without flipping between institutions.
- Payroll depositIncome · Chase ··1184+$4,820.00May 7
- AirbnbTravel · Amex ··0044-$386.00May 6
- Aave — USDC supplyDeFi · Ethereum · 0x71…f3a-$2,500.00May 5
- Whole FoodsGroceries · Chase ··9921-$127.42May 4
- USDT transferCrypto · Coinbase-$1,000.00May 3
- NetflixSubscriptions · Amex ··0044-$15.99May 2
Every brokerage and 401(k) in one view
Stocks, ETFs, options, bonds, and mutual funds — alongside your 401(k), IRA, HSA, and pension. Holdings-level detail across the accounts you already use.
Vanguard Total MarketVTI · Vanguard 401(k)$84,200+2.4%- Apple Inc.AAPL · Fidelity Brokerage$42,180+1.1%
- Vanguard Total BondBND · Schwab IRA$28,900-0.2%
Schwab US Broad MarketSCHB · Robinhood$18,640+3.7%
Wallets, exchanges, and on-chain positions
Major exchanges, self-custody wallets, and DeFi positions across leading networks — priced live and rolled into the same net worth as your bank accounts.
Bitcoin0.842 BTC · Coinbase$58,940+4.2%
Ethereum12.4 ETH · MetaMask$42,160+2.8%
Solana180 SOL · Phantom$31,620+7.1%
Aave · USDC/ETHDeFi position · Arbitrum$12,480APR 8.4%
What you own and what you owe
Home values, vehicles, and manual assets sit next to mortgages, student loans, auto loans, and credit card balances — so net worth reflects the whole picture.
- Primary homeZestimate · Austin, TX$612,000+$14,200 YoY
- 2023 Tesla Model YKBB trade-in value$38,400-$3,100 YoY
MortgageWells Fargo · 6.25%-$418,60012 yr remaining
Credit cardsChase + Amex · 2 cards-$4,820Due May 15
Clarity is not a tax or financial advisor. Reports and projections are informational — consult a qualified professional before acting.
How it shows up in the app
Three lenses. One money thread.
The sidebar follows how you actually work: Activity for cash motion, Portfolio for balances and holdings, Planning for taxes, insurance, and life events. Budgets and Debts stay one click away.
Banks & cards via Plaid · Crypto exchanges with your API keys · Free tier, no card
Activity: Transactions, merchants, spending, recurring charges, and cash-flow views—everything moving through your accounts, without hopping tabs.
Activity
Transactions, merchants, spending, recurring charges, and cash-flow views—everything moving through your accounts, without hopping tabs.
- Transactions
- Merchants
- Spending
- Recurring
You probably tried one of these first
Why people leave Monarch, Copilot, and Rocket Money for Clarity.
Five rows of public feature claims—pick a tool, then dig into full comparisons.
Comparisons reflect publicly listed features as of April 2026. “Partial” means the product covers part of the workflow, but not the full claim in that row.
Free for the basics. Pay only for what costs us per call.
Manual tracking and the full planning suite are free forever — no card needed. Pro and Wealth cover banks, brokerages, wallets, and live market data, where the cost actually sits.
Clarity Free
The full Clarity workspace, manual entry only. Live here forever.
Forever
No card required. No time limit. AI is a paid-tier feature.
- All Clarity tools — Money, Net Worth, and Planning (Goals, Taxes, Insurance, Life Events)
- Crypto exchange connections — bring your own read-only API keys
- Manual entry — banks, brokerages, debts, and assets
- Limited DeFi tracking (via your connected crypto exchanges)
- Cached / EOD prices on positions
Clarity Pro
Connected banks, brokerages, wallets — everything in one place.
$229/yr · billed annually
30-day money-back guarantee
- 5 bank/brokerage + 5 wallet connections
- 100 AI messages / month
- 1099/W-2 OCR + tax document parsing
- Exports & reports (PDF + CSV)
- Everything in Free
Clarity Wealth
More accounts, more AI, AI-assisted tax review and concierge onboarding.
$449/yr · billed annually
30-day money-back guarantee
- 15 bank/brokerage + 10 wallets
- 500 AI messages / month
- AI-assisted tax document review
- Priority support & concierge onboarding
- Everything in Pro
What people ask before connecting their first account.
Straight answers on security, bank coverage, linking, cancellations, and the AI — the details you'd scan before approving access.
Stop refreshing five apps. Use Clarity instead.
Ask in plain English and get answers tied to your real balances, holdings, and history — not generic finance trivia.
Free tier — no card required · Unlimited crypto exchange connections on free · Cancel anytime