Keep important money moments from slipping.
Clarity is a read-only workspace that monitors your accounts, recurring charges, tax records, and account changes — without taking a cut of your portfolio.
- $1 for 7 days, then from $15/mo
- Read-only connections
- 30-day money-back guarantee
- Cancel anytime
- No data sold
See the workspace
Surface anythingacross every account
One read-only place for balances, activity, records, alerts, and what needs review next.
Always watching
Accounts, recurring charges, transfers, and records stay in one review flow.
Review queue
Changes surface as small flags instead of becoming cleanup.
Read-only
Clarity organizes and explains without moving money.
Connect once.Let it keep watch.
Clarity turns the moving parts into a short list of what changed and what needs attention next, without moving money or changing accounts.
Connect
Bring the accounts together.
Link banks, cards, brokerages, retirement accounts, exchanges, wallets, and the manual records you still track yourself. Clarity keeps the picture current in one read-only workspace.
See the workspaceReview
Catch the changes worth reviewing
Recurring charges, stale connections, deadline windows, account changes, and unusual cash-flow shifts become review items with the source, reason, and next step attached.
Review the flagsReview
Keep records readywhen they matter.
Tax forms, statements, notes, and exports stay attached to the account context behind them, so a later question starts from the record instead of a scramble.
See recordsAI Financial Assistant
Ask your money anything
Ask about spending, taxes, retirement, or anything your money touches. Clarity answers from your connected accounts, with numbers tied to the underlying records.
Ask AI
Ask questions across your finances
Answer
You're in great shape. Spending is down 4.8% vs last month, and you're $1,334 under your total budget. Your savings rate is sitting at 32%.
Budget usage by category
Solo or together
Good for one person.Even better for two.
Private by default
Use Clarity alone as a private command center for your accounts, bills, records, alerts, and questions.
Simple to share
Invite a partner when money is shared. Both included household logins can start from the same current picture instead of trading screenshots.
Built for check-ins
Recurring charges, transfers, deadline windows, documents, and notes stay attached to the accounts they belong to.
Clarity works as a private money workspace for one person, or as a shared read-only view for couples who want fewer money check-ins to start from scratch.
Long-term planning
Plan retirement,track wills,and more.
Clarity gives long-term plans the same home as accounts and records, so retirement targets, estate documents, beneficiaries, and trusted contacts stay organized before anyone has to go looking for them.
See planning toolsFamily readiness
Long-term plan
Retirement plan
401(k), IRA, pension, brokerage, and Social Security notes in one timeline.
Will & estate records
Signed document locations, executor notes, and review dates stay attached.
Beneficiaries
Accounts, insurance, trusted contacts, and missing details to verify.
Flat-fee workspace.No portfolio percentage.
Every paid plan includes read-only account monitoring, AI answers with citations, exports, and a 30-day money-back guarantee. Pick the plan that matches how you useClarity — or get Wealth for everything.
Good fit
- You want a 24/7 monitor for account changes, recurring charges, and records.
- You manage money solo, with a partner, or across a household.
- You want read-only alerts and cited answers without giving anyone control of your money.
Not a fit
- You want someone to actively trade or rebalance your portfolio.
- You're shopping for an envelope-style budgeting app.
- You won't connect read-only access — that's the whole product.
Save up to 22%
Clarity
Solo or couple with a checking account and a brokerage.
$1 for 7 days · full access · cancel & we refund
$144/yr billed annually — or $15/mo month-to-month
Save $36/yr vs monthly
- 8 banks/brokerages, 2 wallets, 200 AI messages/mo
- 2 household member logins
- Read-only sync for accounts, balances, recurring charges, and records
- AI chat with citations to your transactions
- Recurring detection, budgets, goals, debt payoff
- PDF + CSV exports · 30-min sync
Clarity Pro
Active investor with taxable brokerage, RSUs, self-employment income, or crypto across wallets and DeFi.
$1 for 7 days · full access · cancel & we refund
$279/yr billed annually — or $29/mo month-to-month
Save $69/yr vs monthly
$1 for 7 days, then $29/mo or $279/yr. Cancel anytime.
30-day money-back guarantee
- 15 banks/brokerages, 20 wallets, 500 AI messages/mo
- 4 household member logins
- Everything in Core, plus tax + crypto coverage
- Wash-sale tracking + tax-loss harvesting across every brokerage
- Year-end tax packet export · quarterly estimates
- DeFi positions, cross-chain bridge matching, NFT holdings
- Equity research router · drawdown simulator
Clarity Wealth
Household with crypto, taxable investing, and multi-member access.
$1 for 7 days · full access · cancel & we refund
$549/yr billed annually — or $59/mo month-to-month
Save $159/yr vs monthly
$1 for 7 days, then $59/mo or $549/yr. Cancel anytime.
30-day money-back guarantee
- 25 banks/brokerages, 30 wallets, 2000 AI messages/mo
- 6 household member logins
- Everything in Pro
- 25 banks included, 30 wallets included
- 6 household member logins
- 2,000 AI messages/mo
- Concierge onboarding (45-min setup call)
Need more connections? Extra banks are +$2/mo each; extra wallets are +$1/mo each, up to each plan's cap. AI credits top up from $10/mo per 1,000 credits.
See full comparisonHide full comparison
| Feature | Clarity $12/mo | Pro $23/mo | Wealth $46/mo |
|---|---|---|---|
| Plan limits | |||
| Banks / brokerages included (max) | 8 (20) | 15 (30) | 25 (50) |
| Wallets included (max) | 2 (8) | 20 (50) | 30 (100) |
| Household member logins | 2 | 4 | 6 |
| AI messages / month | 200 | 500 | 2000 |
| Activity (daily money) | |||
| Recurring charge detection | |||
| Spending Flow (Sankey) | |||
| Calendar heatmap | |||
| Budgets that pace | |||
| Internal transfer separation | |||
| Stale-connection + price-hike alerts | |||
| Portfolio | |||
| Equities, ETFs, mutual funds, fixed income | |||
| Crypto exchange + wallet holdings | |||
| DeFi positions | |||
| Cross-chain bridge matching | |||
| NFT holdings + floor pricing | |||
| Real estate + alternatives | |||
| Allocation sunburst | |||
| Planning & tax | |||
| Savings goals + debt payoff | |||
| Insurance gap analysis (paused) | |||
| Cost basis (single-account) | |||
| Cost basis with lot selection | |||
| Wash-sale awareness across brokerages | |||
| Tax-loss harvesting suggestions | |||
| Quarterly estimated tax calculator | |||
| Year-end tax packet export | |||
| Retirement drawdown simulator | |||
| Life-event modeling | |||
| AI | |||
| AI chat grounded in your accounts | |||
| Tax document imports | |||
| Equity research router | |||
| Platform & API | |||
| Exports (PDF + CSV) | |||
| 30-min priority sync | |||
| Connected AI clients (paused) | |||
| Concierge onboarding (45-min setup) | |||
Straight answers beforeyou connect your money.
Who it's for, what you're approving, how it compares, and where Clarity stops.
Clarity is for one person, or a couple, who wants the money picture watched in the background. Connect the accounts and records you already use, then let Clarity surface what changed: recurring charges, stale connections, unusual cash flow, missing records, deadline windows, and questions worth reviewing. Workspace tour.
Read-only access to external accounts — we can see balances and transactions but can't move money or see your bank password. Encrypted in transit (TLS 1.2+) and at rest (AES-256). AI queries route through Vercel AI Gateway to Anthropic, with OpenAI available as fallback; API/business terms exclude your data from general model training. Security overview · Privacy Policy.
Three flat-fee plans, every one with a $1/7-day intro trial. Clarity Core ($15/mo or $144/yr) is the general workspace — banks, wallets, recurring detection, AI chat. Clarity Pro ($29/mo or $279/yr) adds wash-sale tracking, tax-loss harvesting, quarterly estimates, the year-end tax packet, DeFi positions, cross-chain bridge matching, and NFT holdings. Clarity Wealth ($59/mo or $549/yr) bundles everything for households with bigger account counts and concierge onboarding. Extra banks +$2/mo each; extra wallets +$1/mo each. Every plan ships with a 30-day money-back guarantee. Compare plans.
Clarity keeps watch,you get back to living
Use it privately, or share the same current picture with a partner. Read-only by design, with alerts and records in one place.
Read-only connections30-day money-back guaranteeCancel anytimeNo data sold
Not ready to commit? Show me the demo — no account needed.
Reviewed by Clarity Editorial