For people who check five apps every Sunday
Ask anything about your money.Get an answer.
ChatGPT can't see your accounts. Clarity can. Connect your banks, brokerages, and crypto in read-only — then ask anything and get an answer from your actual numbers.
Banks, brokers, cryptoPlaid-securedRead-only3-minute setup
7-day free trial. No credit card required.
12,000+ institutions supported
The wedge
ChatGPT can't see your accounts. Clarity can.
Generic AI is smart but blind. Clarity's AI sees the same balances, transactions, and holdings you do — so the answers are about your money, not someone else's.
Ask AI
DemoSample data. Your AI runs on the accounts you connect.
Answer
You're in great shape! Spending is down 4.8% vs last month, and you're $1,334 under your total budget. Your savings rate is sitting at 32%.
Budget usage by category
What people stopped doing on Sundays.
“In the first week Clarity flagged $187/month in stale subscriptions I'd missed across two cards. Sunday reconciliation went from 20 minutes across four apps to one screen.”
“Clarity caught a 41% tech concentration across my Fidelity and Schwab accounts I hadn't seen. I rebalanced $14k that weekend instead of waiting for my advisor's quarterly check-in.”
“We were guessing on a home offer. Clarity showed our real liquid cash, current portfolio, and debt in one place — so we set a $612k budget we actually had the numbers to back.”
The boring answer to the scary question
Clarity is a viewer, not a vault.
If we vanished tomorrow, your money would be exactly where it is now. We never see passwords, never move funds, never sell data.
Read-only by design
Clarity sees balances and transactions. It cannot move money or change account settings.
We never see your passwords
Bank credentials go directly to Plaid through their secure flow. Clarity never receives them.
Bank-level encryption
TLS in transit, encrypted at rest, and authenticated encryption for any sensitive data we hold.
Leave clean
Cancel in a click. Your data is fully deleted within 30 days — no hostage workflows.
What the AI is reading from
Spending, investments, crypto, and debt — wired into one view.
Every question you ask draws from this. No re-importing CSVs. No reconciling between five tabs. Just the four things that decide what you can actually do this month.
Every transaction in one feed
Connect your banks and cards. Transactions arrive categorized, subscriptions surface on their own, and recurring charges stay visible without flipping between institutions.
- Payroll depositIncome · Chase ··1184+$4,820.00Apr 27
- AirbnbTravel · Amex ··0044-$386.00Apr 26
- aAave — USDC supplyDeFi · Ethereum · 0x71…f3a-$2,500.00Apr 25
- WWhole FoodsGroceries · Chase ··9921-$127.42Apr 24
- USDT transferCrypto · Coinbase-$1,000.00Apr 23
- NetflixSubscriptions · Amex ··0044-$15.99Apr 22
Every brokerage and 401(k) in one view
Stocks, ETFs, options, bonds, and mutual funds — alongside your 401(k), IRA, HSA, and pension. Holdings-level detail across the accounts you already use.
Vanguard Total MarketVTI · Vanguard 401(k)$84,200+2.4%- Apple Inc.AAPL · Fidelity Brokerage$42,180+1.1%
- Vanguard Total BondBND · Schwab IRA$28,900-0.2%
Schwab US Broad MarketSCHB · Robinhood$18,640+3.7%
Wallets, exchanges, and on-chain positions
Major exchanges, self-custody wallets, and DeFi positions across leading networks — priced live and rolled into the same net worth as your bank accounts.
Bitcoin0.842 BTC · Coinbase$58,940+4.2%
Ethereum12.4 ETH · MetaMask$42,160+2.8%
Solana180 SOL · Phantom$31,620+7.1%
Aave · USDC/ETHDeFi position · Arbitrum$12,480APR 8.4%
What you own and what you owe
Home values, vehicles, and manual assets sit next to mortgages, student loans, auto loans, and credit card balances — so net worth reflects the whole picture.
- Primary homeZestimate · Austin, TX$612,000+$14,200 YoY
- 2023 Tesla Model YKBB trade-in value$38,400-$3,100 YoY
MortgageWells Fargo · 6.25%-$418,60012 yr remaining
Credit cardsChase + Amex · 2 cards-$4,820Due May 5
Clarity is not a tax or financial advisor. Reports and projections are informational — consult a qualified professional before acting.
3 steps, one current view
Turn the five-app check-in into one current view.
After setup, Clarity keeps balances, activity, and holdings synced across the accounts you already use, so the weekly review starts and ends in one place.
Read-only setup, live in 3 minutes
Connect banks, brokerages, exchanges, and wallets through Plaid — Clarity sees balances and transactions, never moves money or stores passwords.
One workspace, always current
Balances, transactions, holdings, and recurring charges stay synced, so the weekly check-in lives in one tab instead of five.
Make the call from current numbers
Prep for taxes, rebalance, pay down debt, or ask the AI what changed — all from the same up-to-date picture.
Read-only setup, live in 3 minutes
Connect banks, brokerages, exchanges, and wallets through Plaid — Clarity sees balances and transactions, never moves money or stores passwords.
One workspace, always current
Balances, transactions, holdings, and recurring charges stay synced, so the weekly check-in lives in one tab instead of five.
Make the call from current numbers
Prep for taxes, rebalance, pay down debt, or ask the AI what changed — all from the same up-to-date picture.
Read-only access · Bank-level encryption · No card required
You probably tried one of these first
Why people leave Monarch, Copilot, and Rocket Money for Clarity.
A 60-second scan of what each tool actually does — so you can stop tab-hopping between reviews and decide.
Comparisons reflect publicly listed features as of April 2026.
One price. No upsell ladder. No data sold on the side.
Less than two coffees a month for the workspace your AI runs on. Markets data and heavier AI usage stay optional add-ons — they're not gates on the basics.
What stays included
Included in the core plan
- See your real net worth in minutes — not after an afternoon of reconciling
- Catch recurring charges and price increases before they hit your card
- Know your realized gains and cost basis without waiting for April
- Plan real moves — payoff, rebalance, home purchase — using your actual cash and holdings
- Start with one simple price. Turn on Markets or AI credits only if you actually need more
Core plan
That works out to $8.25/month
Save $45 per year versus paying monthly.
- 7-day full-access trial
- No credit card required to start
- 30-day money-back guarantee
- Read-only connections
Full access during the trial. No card required to start.
What people ask before connecting their first account.
Short, direct answers — the kind you'd want before handing over read-only access.
Stop refreshing five apps. Start asking one question.
Connect once in 3 minutes — read-only, password-free. Then ask Clarity anything about your real money and get an answer that actually knows what's in your accounts.
- 7-day free trial
- No credit card required
- Cancel anytime