Banks, brokerages, on-chain wallets — one read-only workspace
Stop checking five apps. Check one.
One read-only workspace for every bank, brokerage, exchange, and on-chain wallet — with lot-level cost basis, tax-loss harvest alerts, 1099 reconciliation, and life-event planning (house, car, kid, retirement) crossed against your actual accounts.
30-day money-back guarantee · Cancel anytime
Free setup call if you get stuck — we'll link your accounts with you.
- Banks, brokerages & crypto
- Read-only — we can't move money
- 30-day money-back guarantee
- 3-minute setup
One workspace, every account
- Banks & brokerages via Plaid
- 12,000+
- Crypto exchanges
- 130+
- Blockchains
- 40+
- Markets priced
- 100,000+
Banks & brokerages via Plaid
Crypto exchanges
Blockchains
Markets priced
Half the year is gone. See where your money actually went and rebalance from real numbers.
3 steps, one current view
From five tabs to one view, in three minutes.
After setup, Clarity keeps balances, activity, and holdings synced across the accounts you already use, so the weekly review starts and ends in one place.
Read-only setup, live in 3 minutes
Connect banks, brokerages, exchanges, and wallets through Plaid — Clarity sees balances and transactions, never moves money or stores passwords.
See what changed since last week
Spot the $14.99 subscription you forgot, the rent auto-pay that hit early, the position that moved a few thousand — flagged in one feed instead of five tabs.
Decide from real numbers
See $8,920 in harvestable losses, a 70/30 that drifted to 78/22, and the recurring charges you can cancel today — each tied to the underlying lot, position, or merchant.
Read-only setup, live in 3 minutes
Connect banks, brokerages, exchanges, and wallets through Plaid — Clarity sees balances and transactions, never moves money or stores passwords.
See what changed since last week
Spot the $14.99 subscription you forgot, the rent auto-pay that hit early, the position that moved a few thousand — flagged in one feed instead of five tabs.
Decide from real numbers
See $8,920 in harvestable losses, a 70/30 that drifted to 78/22, and the recurring charges you can cancel today — each tied to the underlying lot, position, or merchant.
Read-only access · Bank-level encryption · 30-day money-back guarantee
Ask anything
Other AI tools tell you what to do. Clarity shows you.
Ask a question and the chart, table, or holdings view builds itself from your real accounts — never pulled from the open web, never wrapped in advice you didn't ask for. Answers in dashboards, not opinions.
Ask AI
DemoSample data. Your AI runs on the accounts you connect.
Answer
Three things worth noting: Your checking balance dropped $1,840 (rent auto-pay hit Tuesday). Your Fidelity 401(k) is up $2,100 on market gains. And a new recurring charge appeared — $14.99/mo from an app subscription on your Visa.
This week's changes
- −$1,840Chase CheckingRent auto-pay · Tuesday
- +$2,100Fidelity 401(k)Market gains
- NewNew recurring chargeVisa · $14.99/mo
Built for
Three buyers. One workspace. Pick the angle that fits.
Replace Mint without losing the budget habit
Bring every bank, card, and recurring charge into one feed — categorized, searchable, exportable.
Mint replacementCrypto & on-chainPortfolios that span wallets, exchanges, and DeFi
Lot-level cost basis across 40+ chains and 130+ exchanges, alongside your brokerage and bank.
Crypto portfolio trackerNet worth & investmentsOne balance sheet across everything you own
Banks, brokerages, retirement, real estate, vehicles, pre-IPO — the full picture, current.
Net worth trackerAll your accounts, in one place
Everything other apps refuse to touch.
Banks, brokerages, retirement, credit cards — like every other finance app. Plus crypto exchanges, on-chain wallets, DeFi positions, and manual entries for your home, vehicles, collectibles, metals, and pre-IPO equity. The whole balance sheet, not just the liquid part.
- 12,000+
- banks & brokerages
- 130+
- crypto exchanges
- 40+
- blockchains
- 30+
- DeFi protocols
Breadth × depth
Broad enough to replace five apps. Deep enough to replace your CPA's spreadsheet.
Most trackers pick one axis: broad and shallow (every account, only spending) or narrow and deep (one asset class, lot-level). Clarity does both — net worth, budgets, investments, taxes, and life decisions, kept current across every account type other tools refuse to touch.
Every dollar you own, in one number.
Banks, brokerages, retirement, crypto, wallets, your home, your car — minus what you owe. The single number that tells you where you actually stand, updated every time something changes.
401(k) + IRAVanguard · Fidelity · Schwab$383,400+2.4%
Crypto & walletsCoinbase · MetaMask · Phantom$145,200+4.2%- Home + carZestimate · KBB$650,400+$14,200 YoY
Cash & checkingChase · Ally · Apple$28,200+$1,840
Mortgage + cardsWells Fargo · Chase · Amex($428,600)-$1,820
See where every dollar goes — across cards and wallets.
Every transaction from every account in one feed, categorized automatically. Budgets that move with your real life — and they cover crypto activity, not just bank cards.
- Payroll depositIncome · Chase ··1184$4,820.00May 14
- AirbnbTravel · Amex ··0044($386.00)May 13
- Aave — USDC supplyDeFi · Ethereum · 0x71…f3a($2,500.00)May 12
- Whole FoodsGroceries · Chase ··9921($127.42)May 11
- USDT transferCrypto · Coinbase($1,000.00)May 10
- NetflixSubscriptions · Amex ··0044($15.99)May 9
Find money you forgot you were spending.
Clarity flags every recurring charge across your cards and wallets — old streaming services, free trials that quietly converted, app store subscriptions you forgot about. The average member uncovers nine subscriptions they no longer use.
- Adobe Creative CloudUnused since Aug$54.99/mo
- Hulu + Live TVUnused since Sep$76.99/mo
- Peloton membershipUnused since Jul$24.00/mo
- Notion AI add-onUnused since Oct$20.00/mo
- HeadspaceUnused since Jun$12.99/mo
Every account, every lot, every cost basis.
401(k), IRA, brokerage, HSA — reconciled at the lot level across every custodian. FIFO cost basis, concentration exposure, and household-wide allocation. Stocks, ETFs, options, bonds, mutual funds — and crypto positions priced live in the same view.
- Vanguard Total MarketVTI · Vanguard 401(k)$84,200+2.4%
- Apple Inc.AAPL · Fidelity Brokerage$42,180+1.1%
- Vanguard Total BondBND · Schwab IRA$28,900-0.2%
Schwab US Broad MarketSCHB · Robinhood$18,640+3.7%
Tax-ready, all year long.
Cost basis tracked from the moment you buy — stocks, options, and crypto. Tax-loss harvest opportunities surfaced as they appear. When January comes, your 1099-DA reconciles against your books — not the other way around.
- Realized gains · long-term14 lots across Fidelity, Coinbase$22,48015% rate
- Realized gains · short-term6 lots · Robinhood, Kraken$3,140ord. income
- Harvestable losses3 positions underwater$8,920save ~$1,340
- 1099-DA reconciliationBooks match issued forms✓0 mismatches
Plan the big moves before you make them.
Buying a house, finding an apartment, buying a car, having a kid, starting a job, exercising stock options. Pick a scenario — Clarity crosses the best-practice rule (20% down, 30% housing, 6-month emergency fund) against your actual accounts and shows you whether it fits.
The boring answer to the scary question
Clarity is a viewer, not a vault.
If we vanished tomorrow, your money would be exactly where it is now. We never see passwords, never move funds, never sell data.
Read-only by design
Clarity sees balances and transactions. It cannot move money or change account settings.
We never see your passwords
Bank credentials go directly to Plaid through their secure flow. Clarity never receives them.
AES-256 + TLS 1.2+
TLS 1.2+ in transit, AES-256 at rest, and authenticated encryption for any sensitive data we hold.
Leave clean
Cancel in a click. Your data is fully deleted within 30 days — no hostage workflows.
Built by
Zach, founder of Clarity
I was juggling five finance apps every Sunday and getting nowhere. Clarity is the read-only workspace I wanted — one current picture across banks, brokerages, and crypto. If you have feedback or a feature request, I read every message.
One product. Two sizes. 30-day money-back.
Pro covers banks, brokerages, wallets, and live market data for most users. Wealth scales the same product for households juggling more accounts. If Clarity isn't paying for itself in the first month, email us and we'll refund you in full.
Clarity Pro
Connected banks, brokerages, wallets — everything in one place.
$229/yr · billed annually
Less than the Adobe subscription you forgot to cancel. The average member finds nine.
30-day money-back guarantee
Can't link your accounts in 15 minutes? Book a free setup call and we'll do it with you.
- 5 bank/brokerage + 5 wallet connections
- Unlimited crypto exchange connections (CCXT)
- AI assistant covers daily check-ins
- 1099/W-2 OCR + tax document parsing
- Exports & reports (PDF + CSV)
- All planning, tax, retirement, and budgeting tools
Clarity Wealth
Triple the connections, for households with multiple accounts.
$449/yr · billed annually
Less than the Adobe subscription you forgot to cancel. The average member finds nine.
30-day money-back guarantee
Can't link your accounts in 15 minutes? Book a free setup call and we'll do it with you.
- 15 bank/brokerage + 10 wallets
- AI assistant for active multi-account households
- Priority support
- Everything in Pro
Compare Pro vs Wealth
| Feature | Pro · $19/mo | Wealth · $37/mo |
|---|---|---|
| Banks & brokerages | 5 included | 15 included |
| Crypto wallets | 5 included | 10 included |
| Crypto exchanges | Unlimited (CCXT) | Unlimited (CCXT) |
| AI messages / month | 100 (≈ daily check-ins) | 500 (multi-user households) |
| Tax doc parsing (1099/W-2) | Yes | Yes |
| Exports (PDF + CSV) | Yes | Yes |
| Planning, tax, retirement tools | All included | All included |
What people ask before connecting their first account.
Straight answers on security, bank coverage, linking, cancellations, and the AI — the details you'd scan before approving access.
Read-only access — we can see balances and transactions but can't move money or see your bank password. Encrypted in transit (TLS 1.2+) and at rest (AES-256). AI queries run under OpenAI and Anthropic business terms, which exclude your data from model training. Security overview · Privacy Policy.
Those are spending trackers — none of them cover the full balance sheet. Clarity adds lot-level cost basis on every position, on-chain holdings across 40+ chains, 1099/W-2 reconciliation, and AI that answers from your real accounts instead of generic web advice. Side-by-side comparisons · alternatives by category.
Not ready to subscribe yet?
Get the 3-email teardown of where most people leak money.
Forgotten subscriptions, drifted allocations, missed tax-loss harvests — the exact checks you can run on your own accounts, no signup required.
Three emails, then we stop. No drip funnel.
Try it 30 days. If it doesn't earn its keep, we refund you.
Connect every account once. Stop refreshing five apps. Ask in plain English and get answers tied to your real balances, holdings, and history — not generic finance trivia. Email us anytime in the first 30 days and we refund in full, no retention call.
30-day money-back guarantee · Unlimited crypto exchange connections · Cancel anytime