Make your nextmoney move with Clarity.
Clarity connects your banks, brokerages, and crypto in one workspace — so you can stop guessing and start making real decisions.
From $8.25/mo · 14-day free trial · No card required
Connect the accounts behind your next move
Banks, brokerages, exchanges, and wallets in one decision-ready workspace.
Real Connections
Your bank is almost certainly here
What It Unlocks
What you can do once the whole picture is current
Move from tracking to acting
Stop losing momentum to budgeting apps, portfolio trackers, crypto dashboards, and tax spreadsheets that never line up.
Know where you really stand
Balances, transactions, and holdings stay current so big decisions start from real numbers.
Catch changes before they compound
New charges, balance swings, and portfolio moves show up before they become month-end surprises.
Stay ready for tax season
Cost basis and gains are tracked as you go instead of reconstructed later.
Turn goals into live plans
Model a move, payoff plan, or early retirement path with numbers that update as your money changes.
Ask and move on
Ask in plain English and get answers from the accounts you already connected.
Before & After
One view instead of five
Stop switching between bank apps, brokerage dashboards, crypto exchanges, and spreadsheets. See everything in one place.
How It Works
Connect once. See what's real. Make the move.
Connect
Link banks, brokerages, exchanges, and wallets with read-only access. Most people are connected in a couple minutes.
See what's real
Transactions, balances, holdings, and recurring charges come together in one view so you know what is real before you decide.
Make the move
Set a goal, prep for taxes, pay down debt, model a big decision, or ask the AI what changed.
Connect
Link banks, brokerages, exchanges, and wallets with read-only access. Most people are connected in a couple minutes.
See what's real
Transactions, balances, holdings, and recurring charges come together in one view so you know what is real before you decide.
Make the move
Set a goal, prep for taxes, pay down debt, model a big decision, or ask the AI what changed.
Why It Feels Different
It clears the work between you and the next move
Most finance apps help you monitor one slice of the problem. Clarity is better when you need real numbers behind the next decision, not another dashboard to babysit.
Spending and cash flow
Every card and bank account, one feed. Transactions are categorized as they come in, and recurring charges are flagged automatically — no rules to set up.
- Categories assigned across accounts so you review once, not per-account
- Bills and subscriptions detected — price increases included
- Breakdowns by merchant, category, or any date range you pick
Investments and net worth
One portfolio view across every brokerage and crypto wallet. See your net worth over any time period without logging into five different apps.
- Holdings from every brokerage and wallet in a single list
- Net worth charted over time — daily, monthly, or all-time
- Concentration and allocation visible at a glance
Taxes and cost basis
Cost basis and realized gains are tracked as you buy and sell — not pieced together in April. Crypto, equities, and tax documents all in one workflow.
- Cost basis updates with every trade, not once a year
- Gain and loss reports for crypto and stocks, ready to export
- Tax documents from every institution collected in one place
Planning and life events
Thinking about a home purchase, paying off debt, or retiring early? Model it with your actual balances and income — not a generic calculator.
- Scenarios built from your real accounts, not hypothetical inputs
- Debt payoff strategies compared side by side
- Retirement projections based on your current savings rate
AI Financial Assistant
Ask your money anything
Clarity's AI personal finance assistant answers from your connected accounts — not generic advice. Ask about spending, taxes, retirement, or anything else your money touches.
Ask AI
Ask questions across your finances
Answer
You're in great shape! Spending is down 4.8% vs last month, and you're $1,334 under your total budget. Your savings rate is sitting at 32%.
Budget usage by category
Security
Your data stays yours
You're trusting us with sensitive data. We take that seriously.
Read-only connections
Clarity can analyze your data but cannot move money, place trades, or change anything in your accounts.
Encrypted everywhere
All data is encrypted at rest and in transit. Your credentials go through Plaid — we never see or store them.
SOC 2 compliant partners
Account connections run through Plaid and other regulated data aggregators — the same ones banks use.
No data selling. Ever.
Your financial data is never sold, shared with advertisers, or used for anything except your experience.
Delete and it's gone
Delete your account and all your data is wiped. No retention periods, no residual copies.
Fully isolated accounts
Each customer's data is stored in isolation. There is no path from one account to another.
What Changes For People
What people say after they stop stitching it together
“Every Sunday used to mean checking bank balances, cards, Schwab, and a spreadsheet. Now we open Clarity once, see the real numbers, and decide what to do next.”
“I needed to know whether I could invest more or needed to hold cash back for taxes. Clarity replaced the month-end cleanup I used to do across three apps.”
“We were planning a move and needed real numbers, not rough guesses. Clarity showed what we could actually afford and what had to happen first.”
Pricing
One core plan for the moves that matter
The base subscription covers the workflows that help you see where you stand and decide what to do next. Markets data and heavier AI usage stay optional, so the core price stays simple.
Everything included
- Core workspace for spending, net worth, portfolios, taxes, and goals
- Transactions, recurring bills, and account activity kept current automatically
- Cost basis and gain/loss tracking for crypto and stocks
- Planning workflows built on your actual balances and cash flow
- Core Clarity plan first, with optional Markets and AI credit add-ons only if you need them
That works out to $8.25/month
Monthly billing costs $45 more per year.
- 14-day free trial · No card required
- Read-only connections
Cancel anytime from settings
Comparisons
Open the head-to-head that matches your shortlist
Clarity vs Monarch Money
Full-picture finance vs. budget-focused tracking
Clarity vs YNAB
Connected workspace vs. envelope budgeting
Clarity vs Rocket Money
Active planning vs. passive monitoring
Clarity vs Copilot Money
Multi-asset coverage vs. banking focus
Clarity vs Nansen Portfolio
Personal finance + crypto vs. on-chain analytics
Clarity vs Simplifi by Quicken
AI-powered planning vs. transaction tracking
FAQ
Before you connect
Whatever you're working toward, move on it with Clarity.
Save for the move, pay down debt, prep for taxes, or track the next milestone from one connected workspace.
14-day free trial · No card required