Stop rebuilding the same financial picture every week.
Clarity connects your banks, brokerages, and crypto so you can see spending, net worth, investments, and taxes in one place.
14-day free trial · No card required
- 12,000+ institutions
- Read-only access
- Encrypted
Integrations
Connect the institutions you already use
Why Clarity
Six reasons people switch
One app, not four
Budgeting, portfolio tracking, crypto, and taxes — without switching between tools.
Always up to date
Balances, transactions, and holdings sync automatically. No manual entry.
See what changed
New charges, balance swings, and portfolio moves are surfaced the moment they happen.
Taxes, year-round
Cost basis and gains tracked as you go — not scrambled together in April.
Plan with real numbers
Model a move, a payoff plan, or early retirement with your actual data.
AI that knows your accounts
Ask questions in plain English. Get answers from your real numbers, not the internet.
How It Works
Connect your accounts once. Use the same data everywhere.
Connect
Link banks, brokerages, exchanges, and wallets with read-only access. Most people are connected in a couple minutes.
Understand
Transactions, balances, holdings, and recurring charges flow into one view — updated automatically.
Plan
Set a budget, prep for taxes, model a big decision, or ask the AI — everything works from the same data.
Connect
Link banks, brokerages, exchanges, and wallets with read-only access. Most people are connected in a couple minutes.
Understand
Transactions, balances, holdings, and recurring charges flow into one view — updated automatically.
Plan
Set a budget, prep for taxes, model a big decision, or ask the AI — everything works from the same data.
What You Get
Everything your money touches
Most people bounce between a budgeting app, a portfolio tracker, a crypto tool, and a tax spreadsheet. Clarity handles all four.
Spending and cash flow
Every card and bank account, one feed. Transactions are categorized as they come in, and recurring charges are flagged automatically — no rules to set up.
- Categories assigned across accounts so you review once, not per-account
- Bills and subscriptions detected — price increases included
- Breakdowns by merchant, category, or any date range you pick
Investments and net worth
One portfolio view across every brokerage and crypto wallet. See your net worth over any time period without logging into five different apps.
- Holdings from every brokerage and wallet in a single list
- Net worth charted over time — daily, monthly, or all-time
- Concentration and allocation visible at a glance
Taxes and cost basis
Cost basis and realized gains are tracked as you buy and sell — not pieced together in April. Crypto, equities, and tax documents all in one workflow.
- Cost basis updates with every trade, not once a year
- Gain and loss reports for crypto and stocks, ready to export
- Tax documents from every institution collected in one place
Planning and life events
Thinking about a home purchase, paying off debt, or retiring early? Model it with your actual balances and income — not a generic calculator.
- Scenarios built from your real accounts, not hypothetical inputs
- Debt payoff strategies compared side by side
- Retirement projections based on your current savings rate
AI Assistant
Ask your money anything
Answers come from your connected accounts — not generic advice. Ask about spending, taxes, retirement, or anything else your money touches.
Security
Your data stays yours
You're trusting us with sensitive data. We take that seriously.
Read-only connections
Clarity can analyze your data but cannot move money, place trades, or change anything in your accounts.
Encrypted everywhere
All data is encrypted at rest and in transit. Your credentials go through Plaid — we never see or store them.
SOC 2 compliant partners
Account connections run through Plaid and other regulated data aggregators — the same ones banks use.
No data selling. Ever.
Your financial data is never sold, shared with advertisers, or used for anything except your experience.
Delete and it's gone
Delete your account and all your data is wiped. No retention periods, no residual copies.
Fully isolated accounts
Each customer's data is stored in isolation. There is no path from one account to another.
Pricing
One plan for your whole financial picture
Spending, investments, taxes, planning, and AI for less than $9/month on annual billing.
Everything included
- Spending, net worth, investments, and taxes in one place
- Transactions, recurring bills, and account activity — always current
- Cost basis and gain/loss tracking for crypto and stocks
- Life event planning with your actual numbers
- AI assistant included — no add-ons or locked features
That works out to $8.25/month
Monthly billing costs $45 more per year.
- 14-day free trial, no card required
- Read-only connections
Cancel anytime from settings
From Our Users
What people say after switching
“Every Sunday used to mean bank balances, cards, Schwab, and a spreadsheet. Now I open Clarity once and the whole picture is there.”
“I wanted spending, portfolio moves, and tax context in the same place. Clarity replaced the month-end cleanup I used to do across three apps.”
“We were planning a move and needed real numbers, not rough guesses. Clarity pulled cash flow, investments, and upcoming costs into one place.”
Why People Switch
See how Clarity compares
FAQ
Before you connect
Your whole financial life, in one clear view.
Connect your accounts once and check in whenever you want. Spending, net worth, investments, and taxes — always current, always in one place.
14-day free trial · No card required