The problem
Challenges couples face with their finances
- You each have your own accounts, and your combined net worth is a total mystery
- Some expenses are shared (rent, groceries) and some are personal — splitting them fairly is a headache
- You're saving for a house or a vacation across separate accounts and have no idea where you stand
- One of you is a spender, the other is a saver — without shared visibility, it's hard to get on the same page
- Retirement savings are individual, but you need to plan them as a couple
How Clarity helps
Specific solutions for couples
Problem: Unknown combined net worth
Both partners connect their accounts. You'll see combined net worth, total assets, and total debts — your real financial picture as a couple.
Problem: Shared vs. individual expenses
Set category-level budgets that track spending from all connected accounts. Shared categories for rent and groceries, individual ones for hobbies and clothes.
Problem: Separate saving for shared goals
Track savings toward shared goals across all accounts. Whether the money is in joint or individual accounts, you'll see total progress.
Problem: Misaligned spending habits
A shared dashboard means you both see the same spending data. It makes money conversations way more productive.
Key features
Built for how you actually invest
Combined Net Worth
Total net worth across both partners' bank, investment, and retirement accounts.
Shared Budgets
Category budgets that track spending across all connected accounts.
All-Account View
Individual and joint accounts — checking, savings, investments, crypto — in one place.
Spending Insights
See where household money goes. Find areas to cut back on together.
Real-world use cases
What people do with Clarity
See combined net worth across both partners' 14 accounts on one dashboard
Set a $1,500/month shared groceries and dining budget that tracks both partners' spending
Track house down payment savings across 3 savings accounts and 2 brokerage accounts
Review combined monthly spending to find areas where the household can save
Best entry points in Clarity
Start with the surfaces that best match this use case, then connect them back to your actual accounts, holdings, and planning decisions.
Best-fit workflows
Start with these tools
“We keep separate accounts but needed to see our finances together. Clarity gives us that without forcing us to merge everything. Our money conversations are so much better now.”
Casey & Pat L.
Partners, 3 years
FAQ
Frequently asked questions
Can both partners access the same dashboard?
Yes. Both partners' accounts can be connected to one Clarity account for a combined view of all household finances.
Do we need to share login credentials?
The combined view works best when both partners' financial institutions are connected to one Clarity account. Each bank connection uses Plaid, which never shares your bank login with Clarity.
Can we set budgets for shared and individual spending?
Yes. Create budget categories for shared expenses (rent, groceries, utilities) and individual ones. Spending from all connected accounts gets tracked against these budgets.
Does Clarity track retirement as a couple?
Yes. Connect both partners' 401k, IRA, and other retirement accounts. Clarity shows combined retirement savings alongside other assets in the net worth view.