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Clarity

All your money, one clear view

© 2026 Clarity

Newlyweds

Financial Planner for Newlyweds

Merge your financial picture without merging your accounts. See combined net worth, set shared budgets, and plan for your first big goals together.

The Problem

Challenges newlyweds face with their finances

  • Two people, 8+ accounts — no way to see combined net worth without a spreadsheet
  • Setting a joint budget when you have separate spending habits and accounts is awkward
  • Student loans, car payments, and credit cards make it hard to know where you actually stand
  • Saving for a house requires tracking combined progress but accounts are separate
  • One partner tracks every dollar while the other has no idea what they spend

How Clarity Helps

Specific solutions for newlyweds

Multi-Account Dashboard

Problem: No combined financial picture

Both partners connect their accounts to Clarity. See combined net worth, total assets, and total liabilities in one dashboard.

Shared Budgets

Problem: Separate spending habits

Set category-level budgets that track spending across all connected accounts. Both partners see the same budget progress.

Debt Tracking

Problem: Hidden liabilities

Connected loan and credit card accounts show all debts. See total outstanding balance and payoff trajectory.

Goal Tracking

Problem: Saving for big goals

Track savings progress across all accounts. Set goals for a house down payment, emergency fund, or vacation.

Key Features

Combined Net Worth

See total net worth across both partners' accounts — banks, investments, and debts.

Budget Tracking

Set category budgets that track spending across all accounts. Stay aligned on spending.

Debt Visibility

All loans, credit cards, and liabilities in one place with payoff tracking.

Goal Tracking

Set savings goals and track combined progress across all accounts.

Real-World Use Cases

1

See combined net worth across 10 accounts from both partners on one dashboard

2

Set a $3,000/month household budget and track spending from all joint and individual accounts

3

Track combined student loan payoff progress alongside savings growth

4

Monitor house down payment savings across both partners' savings and investment accounts

“We got married with a combined 12 accounts and no clue what we were worth together. Clarity gave us a shared financial picture in minutes. Now we actually budget as a team.”

Mike & Lauren R.

Married 8 months

Frequently Asked Questions

Can both partners use one Clarity account?

Currently, Clarity is designed for individual accounts. You can connect both partners' financial accounts to one Clarity account to see the combined picture. Multi-user household accounts are on the roadmap.

Does Clarity track joint and individual accounts?

Yes. Connect joint checking, individual savings, credit cards, retirement accounts — all appear in the same dashboard with combined totals.

Can we set shared budgets?

Yes. Budget categories in Clarity track spending across all connected accounts, making them effectively shared budgets when both partners' accounts are connected.

Is our financial data secure?

Clarity uses bank-level encryption (AES-256) and connects through Plaid's secure infrastructure. Account credentials are never stored by Clarity.

Related Use Cases

Couples

Joint Finance Tracker for Couples

Learn more
New Parents

Budget Planner for New Parents

Learn more
Debt-Free Seekers

Debt Payoff Tracker

Learn more
First-Time Investors

Investment Tracker for Beginners

Learn more

Ready to get started?

14-day free trial. No credit card required.