The Problem
Challenges newlyweds face with their finances
- Two people, 8+ accounts — no way to see combined net worth without a spreadsheet
- Setting a joint budget when you have separate spending habits and accounts is awkward
- Student loans, car payments, and credit cards make it hard to know where you actually stand
- Saving for a house requires tracking combined progress but accounts are separate
- One partner tracks every dollar while the other has no idea what they spend
How Clarity Helps
Specific solutions for newlyweds
Problem: No combined financial picture
Both partners connect their accounts to Clarity. See combined net worth, total assets, and total liabilities in one dashboard.
Problem: Separate spending habits
Set category-level budgets that track spending across all connected accounts. Both partners see the same budget progress.
Problem: Hidden liabilities
Connected loan and credit card accounts show all debts. See total outstanding balance and payoff trajectory.
Problem: Saving for big goals
Track savings progress across all accounts. Set goals for a house down payment, emergency fund, or vacation.
Key Features
Combined Net Worth
See total net worth across both partners' accounts — banks, investments, and debts.
Budget Tracking
Set category budgets that track spending across all accounts. Stay aligned on spending.
Debt Visibility
All loans, credit cards, and liabilities in one place with payoff tracking.
Goal Tracking
Set savings goals and track combined progress across all accounts.
Real-World Use Cases
See combined net worth across 10 accounts from both partners on one dashboard
Set a $3,000/month household budget and track spending from all joint and individual accounts
Track combined student loan payoff progress alongside savings growth
Monitor house down payment savings across both partners' savings and investment accounts
Best entry points in Clarity
Start with the surfaces that best match this use case, then connect them back to your actual accounts, holdings, and planning decisions.
Best-fit workflows
Start with these tools
“We got married with a combined 12 accounts and no clue what we were worth together. Clarity gave us a shared financial picture in minutes. Now we actually budget as a team.”
Mike & Lauren R.
Married 8 months
Frequently Asked Questions
Can both partners use one Clarity account?
You can connect both partners' financial accounts to one Clarity account to see the combined picture across all household accounts.
Does Clarity track joint and individual accounts?
Yes. Connect joint checking, individual savings, credit cards, retirement accounts — all appear in the same dashboard with combined totals.
Can we set shared budgets?
Yes. Budget categories in Clarity track spending across all connected accounts, making them effectively shared budgets when both partners' accounts are connected.
Is our financial data secure?
Clarity uses bank-level encryption (AES-256) and connects through Plaid's secure infrastructure. Account credentials are never stored by Clarity.