Challenges fire movement followers face with their finances
Specific solutions for fire movement followers
Problem: Fragmented net worth
Connect every account — 401k, IRA, HSA, taxable, crypto, bank — and see your total net worth updated daily. Know exactly where you stand vs. your FI number.
Problem: Manual savings rate calculation
Automatic income and expense tracking across all accounts makes your savings rate calculation straightforward every month.
Problem: Invisible investment growth
Daily portfolio snapshots show your investment growth trajectory across every account type. See compound growth in action.
Problem: Spreadsheet fatigue
Automatic daily sync replaces your monthly net worth spreadsheet. Historical data builds automatically — no manual entry needed.
Total net worth across 401k, IRA, HSA, taxable, crypto, real estate, and cash.
Income and expense tracking across all accounts for accurate savings rate calculation.
Daily snapshots show compound growth across your entire investment portfolio.
12,000+ institutions. Connect once and your data stays current automatically.
Track total net worth across 12 accounts to monitor progress toward a $1.2M FI number
Calculate monthly savings rate from income and spending data across all connected accounts
See portfolio growth trajectory across 401k, Roth IRA, taxable brokerage, and crypto
Replace the monthly net worth spreadsheet with automatic daily tracking
“I tracked my net worth in a spreadsheet for 3 years. Clarity replaced it instantly — daily updates, every account, no manual work. I can see exactly how far I am from FI.”
Ryan & Sarah T.
On the path to FIRE, $820K of $1.5M
Clarity tracks your total net worth and spending. Your FI number is typically 25x annual spending — with accurate spending data from Clarity, this calculation is straightforward.
Clarity tracks income and expenses across all connected accounts. Your savings rate = (income - spending) / income, calculated from real data.
Yes. Clarity takes daily portfolio and balance snapshots. You can chart your net worth trajectory over months and years.
Yes. Connect crypto exchanges via CCXT and wallets via Alchemy alongside your 401k, IRA, and bank accounts. Everything appears in one net worth calculation.