Activity
See where money actually goes — not just the total.
Transactions from every account in one feed. Budgets that pace against real spending. A calendar heatmap for daily rhythm. And a Sankey flow showing the exact path from accounts to categories to merchants.
- Sankey cash-flow view — not just pie charts
- Category-level pacing with daily allowance
- Recurring price increases flagged automatically
Inside activity
Unified transaction feed
Bank, card, brokerage, exchange, and wallet activity in one layer. Auto-categorized, splittable, searchable by merchant, category, amount, date — or semantically.
Spending Flow (Sankey)
A visual cash-flow diagram from accounts to categories to merchants. Spot that 40% of dining comes from one delivery app at a glance.
Calendar heatmap
Daily spending intensity plotted on a real calendar. Click any day to see the transactions, recurring bills, and pay deposits that hit.
Budgets that pace
Category-level pacing with daily allowance. Recurring bills auto-counted. Overspend risk flagged before month-end, not after.
Recurring charge detection
Subscriptions and bills surfaced automatically — including price increases and free-trial flips. Edit, pause, or snooze from the same view.
Merchants and categories
Group spend by merchant or by category. Override per-merchant or per-transaction; the system learns your preference and applies it going forward.
Internal transfer separation
Cross-account transfers auto-excluded from spend totals so your real outflow isn't double-counted.
Every Clarity surface
The full set of pillars. Each one is part of the same read-only workspace.
Frequently Asked Questions
Yes. Transactions are auto-categorized across every connected account. You can override a category per-merchant or per-transaction, and the system learns your preference.
Start with activity. Get the whole picture.
Connect your banks, brokerages, exchanges, and wallets — or see all six surfaces before you start.