Mint Replacement
Mint is gone. Move to a workspace built for what came next.
Mint shut down in March 2024. Clarity is the closest replacement for people who also held investments and crypto — without the ads or affiliate offers.
- 12,000+ institutions
- Read-only account connections
- Bank-level encryption
What Mint did well — and what it didn't
A quick honest read before you commit to the next thing.
What worked
- One dashboard for spending, balances, and credit score.
- Free, with bank coverage that beat most competitors.
- Bill reminders and recurring charge detection.
- Long history — many people had 10+ years of data inside.
What didn't
- Ads everywhere. Affiliate offers buried inside categorization.
- Investment tracking degraded after the Personal Capital split.
- No crypto. No real budgeting envelopes.
- Sync reliability dropped in the final two years.
What Clarity does that Mint never could
The pieces Mint missed, plus the things that made Mint useful in the first place.
Investments and crypto in the same view
Mint dropped serious investment tracking after Personal Capital spun out. Clarity covers brokerages, retirement, exchanges, and DeFi alongside spending — in one workspace.
Reliable, ad-free sync
Plaid-secured connections, refreshed on a schedule. No ads, no affiliate offers buried inside categorization, no data sold on the side.
An AI that can actually answer questions
'How much did I spend on dining last quarter?' 'What's my biggest recurring charge I haven't used?' 'What changed in my net worth?' Answered from your real numbers.
Compared head-to-head
A deeper side-by-side if you want the full feature comparison.
Frequently asked questions
What people ask when they're researching life after Mint.
When did Mint shut down?
Intuit announced Mint's shutdown in October 2023 and ended service on March 23, 2024. Existing users were directed to Credit Karma, which doesn't include the budgeting features Mint was known for.
What's the closest replacement for Mint?
For pure budgeting and transaction categorization, Monarch and Copilot are the most direct replacements. For people who also held investments and crypto in Mint, Clarity is closer to the original Mint experience because it covers banks, brokerages, and crypto in one workspace — and adds an AI assistant on top.
Can I import my Mint data into Clarity?
You can export your Mint transaction history as CSV (Mint provided this option before shutdown) and import it into Clarity. Going forward, Clarity reconnects your accounts read-only via Plaid so balances and transactions stay current automatically.
Does Clarity show ads like Mint did?
No. Mint's monetization model — affiliate offers and 'recommended cards' — is the reason a lot of people left even before the shutdown. Clarity is paid by subscription. No ads, no upsell ladder, no data sold on the side.
Is Clarity free like Mint was?
Clarity has a 7-day free trial with no credit card required, then $99/year ($8.25/mo) or $12/month. The free trial covers full functionality so you can decide whether the read-only multi-account workspace fits how you actually use a finance app.
Related pages
The full Clarity workspace, end to end.
01
One review instead of five apps
Sunday morning, one tab. Spending, investments, crypto, and upcoming bills — already reconciled.
- Every bank, brokerage, and wallet balance updates automatically
- Transactions categorized across all accounts — no manual rules
- Weekly review takes minutes, not the morning
02
See what changed this week
New charges, spending spikes, and recurring bills — surfaced before you have to go looking.
- Every card and bank account in one feed, searchable and categorized
- Recurring charges flagged automatically — price increases included
- Spending connected to your net worth, not isolated in a bank app
03
Tax season without the scramble
Cost basis updates with every trade. Gains and losses are ready to export — not reconstructed in April.
- Capital gains tracked across crypto and equities as you trade
- Pre-filled Form 8949, Schedule D, and Schedule 1 exports
- Tax documents from every institution collected in one place
04
Your real net worth — not what one bank shows
Cash, debt, retirement, brokerage, and crypto balances in one number you can actually trust.
- Every account type — checking, IRA, 401k, crypto, mortgage — in one view
- Net worth over time: daily, monthly, or since you started
- Allocation and concentration visible at a glance
Get the Mint experience back — minus the ads, plus everything Mint missed.
7-day free trial. No credit card required. Cancel any time.