Money Tracking
A money tracking app for people who outgrew simple budgeting
Most trackers stop at budgeting or stop at investments. Clarity connects both — spending, net worth, portfolios, taxes, crypto, and planning — so one weekly review answers: what changed, and what should I do next?
- 12,000+ institutions
- Read-only account connections
- Bank-level encryption
When one app isn't enough anymore
Clarity is built for the moment your money outgrows a single tool. It gives you one view across household cash flow, investing, crypto, taxes, and reporting.
Track spending, net worth, recurring bills, and budgets without splitting your financial life across multiple apps.
Review portfolio performance, cost basis, tax lots, and cash flow in the same weekly workflow.
Use AI search, anomaly detection, and forecasts to explain what changed instead of manually digging.
What you can track in one system
Clarity covers the daily money workflow, the investor workflow, and the planning workflow in one place.
Daily money visibility
Transactions, categories, merchants, budgets, recurring charges, and cash flow trends.
Investor context
Holdings, allocation, performance, realized gains, unrealized gains, and tax exports.
Planning layer
Retirement, reports, calculators, and operational reviews when the stakes get bigger.
Explore by focus area
Dive into the specific workflow that matters most to you right now.
01
One review instead of five apps
Sunday morning, one tab. Spending, investments, crypto, and upcoming bills — already reconciled.
- Every bank, brokerage, and wallet balance updates automatically
- Transactions categorized across all accounts — no manual rules
- Weekly review takes minutes, not the morning
02
See what changed this week
New charges, spending spikes, and recurring bills — surfaced before you have to go looking.
- Every card and bank account in one feed, searchable and categorized
- Recurring charges flagged automatically — price increases included
- Spending connected to your net worth, not isolated in a bank app
03
Tax season without the scramble
Cost basis updates with every trade. Gains and losses are ready to export — not reconstructed in April.
- Capital gains tracked across crypto and equities as you trade
- Pre-filled Form 8949, Schedule D, and Schedule 1 exports
- Tax documents from every institution collected in one place
04
Your real net worth — not what one bank shows
Cash, debt, retirement, brokerage, and crypto balances in one number you can actually trust.
- Every account type — checking, IRA, 401k, crypto, mortgage — in one view
- Net worth over time: daily, monthly, or since you started
- Allocation and concentration visible at a glance
Frequently Asked Questions
Is this just budgeting software?
No. This page is for people who need spending, net worth, investments, crypto, and taxes in one system rather than a budgeting-only tool.
Does Clarity handle investments and crypto too?
Yes. The same system that tracks transactions and recurring bills also tracks holdings, cost basis, net worth, and crypto activity.
Can I inspect the money-tracking workflow before connecting accounts?
Yes. You can open the demo with sample data to see transactions, budgets, and cash-flow views before you sync anything.
When should I use this page instead of the product overview?
Use this page when your search starts with 'money tracking app' and you want the category-level story. Use the product overview when you want the full walkthrough of surfaces, AI, coverage, and trust.
See it for yourself
These product and workflow pages show why Clarity is more than a lightweight budgeting app.
Product proof
Clarity already includes transactions, recurring, portfolio, AI chat, exports, and planning surfaces.
Workflow proof
Workflow pages connect money tracking to tax prep, net worth, recurring bills, and planning decisions.
Market proof
Comparison pages show where Clarity fits against household budgeting apps and investment dashboards.
Useful next steps
See the product in action, compare your options, or explore specific workflows.
Your full money picture without stitching four tools together
Connect your accounts in read-only mode, explore the demo, or start with the product overview.