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For former Mint users
The Mint replacement that actually works
Mint shut down in March 2024, pushing 3.6M users to Credit Karma. Clarity picks up where Mint left off — automated tracking, no ads, and crypto support Mint never had.
Category page
Money Tracking App
The category-center page for people who need spending, net worth, investing, crypto, and taxes in one system.
- Built for fragmented finances, not one-account simplicity
- Spending, portfolios, crypto, and taxes together
- NFT gallery with collection grouping, floor prices, and collectible tax treatment
- The clearest category entry into the full product story
Explore money tracking
Investor wedge
Personal Finance App for Investors
A sharper wedge for self-directed investors and complex households who need cash flow and portfolio context together.
- Cash flow plus portfolio, allocation, and tax visibility
- Full DeFi dashboard with health factor monitoring and yield optimization
- Designed for people who outgrew budgeting-only apps
- The strongest fit page in the flagship cluster
See the investor angle
Aggregation promise
Track All Your Money
See every account in one place across banks, brokerages, retirement accounts, exchanges, wallets, and planning workflows.
- One system across account types, entities, and weekly reviews
- Useful for weekly reviews, planning, and tax prep
- Pre-filled IRS Form 8949, Schedule D, and Schedule 1 PDF generation
- Turns fragmented financial data into operational context
See all-account tracking
Net worth
Net Worth Tracker
Track net worth with cash, liabilities, portfolios, retirement accounts, and crypto in one operating view.
- Net worth with allocation, spending, and portfolio context
- Useful for reviews, planning, and tax-aware decisions
- Stronger than a bank-only or brokerage-only snapshot
Explore net worth tracking
Spending
Spending Tracker
Track transactions, recurring bills, merchants, budgets, and cash-flow shifts with the wider financial picture attached.
- Transactions, merchants, recurring, and budgets together
- Better for operational finance than a static bank feed
- Connects day-to-day spending back to the bigger system
Explore spending tracking
Why people switch from Mint
- Discontinued in March 2024 — no longer available
- Users were migrated into Credit Karma after shutdown, reinforcing that Mint lived inside Intuit's broader ecosystem
- No crypto support of any kind
- Frequent sync reliability issues in final years
- Ad-supported model monetized user financial data throughout its lifetime
Where Clarity is the better fit
- Automated expense tracking with crypto and investment support in one dashboard
- Banks + crypto exchanges + on-chain wallets in one dashboard
- AI-powered categorization with bring-your-own-key (BYOK) so users can route model traffic through their own provider
- Complete data deletion on account closure — your data is fully purged, not archived
Start from the Clarity page that best replaces Mint
The best switch path depends on why the current product stopped being enough.
You need a stronger money tracker
Use the broad money-tracking page if your current tool covers only one slice of your financial life.
You need investor-grade context
Use the investor page if the gap is portfolio visibility, tax workflow, crypto coverage, or all-account net worth.
You want proof before switching
Validate integrations, product surfaces, and related comparisons before moving your workflow.
Side-by-side comparison
Scored across 9 criteria. Sources linked where available.
| Criterion | Clarity | Mint |
|---|---|---|
| Account Coverage | 5/5 Banks, brokerages, crypto exchanges, and on-chain wallets in a single dashboard. | 2/5 Mint supported bank and credit card connections but never added crypto or brokerage tracking. |
| Sync Reliability | 4/5 Built on Plaid with automatic retry logic and connection health monitoring. | 2/5 Mint was plagued by sync failures and broken connections in its final years. |
| Pricing Predictability | 4/5 Flat-rate pricing with no hidden fees or upsells. | 3/5 Mint was free but monetized through ads and financial product recommendations. |
| Data Freshness | 4/5 Transactions sync multiple times per day with on-demand refresh available. | 2/5 Mint often had multi-day delays and stale balances in its later years. |
| Historical Depth | 3/5 Imports up to ~24 months of transaction history depending on the institution. | 3/5 Mint retained full history for the lifetime of the account. |
| Export & Reporting | 4/5 CSV export, spending breakdowns, and net worth charts available from the dashboard. | 2/5 Mint offered basic CSV exports but limited reporting customization. |
| Privacy & Security | 4/5 Read-only connections, encryption at rest, no ad tech, and no data sales. BYOK AI keeps model traffic under user control, and closing an account triggers full data purge. | 1/5 Mint relied on an ad- and cross-promotion-driven business model. The shutdown pushed users into Intuit's Credit Karma ecosystem. |
Who should switch (and who shouldn't)
Choose Clarity if…
Automated expense tracking with crypto and investment support in one dashboard
- Hybrid investors with both traditional and crypto assets
- Privacy-conscious users who want BYOK AI and full data deletion
- Users who need a single net worth view across all accounts
- Crypto holders who need cost basis tracking for taxes
Choose Mint if…
No longer available—Mint was discontinued in March 2024
- Was aimed at casual budgeters who wanted free tracking
- Users who needed basic spending categories
What users say
"After Mint shut down I tried Credit Karma but it was nothing like Mint. Clarity gave me everything Mint had plus crypto and no ads."
"I stayed with Mint way too long because of the history I had built up. Starting fresh in Clarity took ten minutes and the data was already better."
How to switch
easy10 minutes
- 1Export your Mint data from Credit Karma (where Mint accounts were migrated)
- 2Create a Clarity account and connect your bank accounts via Plaid
- 3Your transaction history will import automatically from connected institutions
- 4Review your dashboard to confirm all accounts are syncing correctly
Frequently asked questions
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Ready to move on from Mint?
14-day free trial. No credit card. Connect your accounts in under 5 minutes and see your real net worth across banks, crypto, and investments.
See the product
Try Clarity before you switch
Explore the interactive demo with sample data. No signup needed.
Ready to move on from Mint?
14-day free trial. No credit card. Connect your accounts in under 5 minutes and see your real net worth across banks, crypto, and investments.