Empower Retirement Spending Tracker and Cash Flow Dashboard

1. 1

   Create a Clarity account

   Sign up with your email or Google account. No credit card is required to start connecting accounts.

2. 2

   Open the Connect page and select your institution

   Navigate to the Connect page, search for your bank or brokerage, and select it from the Plaid-powered institution list.

3. 3

   Authenticate with your institution

   Log in with your institution credentials through Plaid Link. Clarity never sees or stores your banking password.

4. 4

   Choose accounts to track and sync

   Select checking, savings, credit, or investment accounts. Clarity pulls balances, transactions, and holdings automatically.

Connection method

Plaid Link — OAuth or credential-based authentication depending on institution support

Product coverage

Transactions, investments, liabilities, and recurring stream detection where supported.

History depth

Up to 730 days of transaction history. Investment transactions up to 2 years.

Refresh cadence

Automatic daily syncs with on-demand refresh available from the dashboard.

Reauthentication

Plaid notifies when institution access expires. Clarity surfaces reconnect prompts proactively.

• Use Clarity as your weekly Empower Retirement spending and cash flow review.
• Monitor recurring Empower Retirement charges before they create budget surprises.
• Compare Empower Retirement account movement with investing and crypto activity.

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