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ClarityClarity

Privacy Policy

Last updated: February 13, 2026

1. Introduction

Clarity ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance application.

2. Information We Collect

2.1 Account Information

When you create an account, we collect:

  • Email address
  • Password (encrypted)
  • Name (optional)

2.2 Financial Data

Through our integration with Plaid, we access:

  • Bank account balances
  • Transaction history
  • Account names and types

Important: We never store your bank login credentials. All bank connections are made securely through Plaid, and we only receive read-only access to your financial data.

2.3 Cryptocurrency Data

When you connect crypto exchanges or wallets, we collect:

  • Exchange API keys (encrypted, read-only)
  • Wallet addresses
  • Transaction history
  • Portfolio balances

2.4 Usage Data

We automatically collect:

  • Device information (browser, OS, device type)
  • IP address
  • Pages visited and features used
  • Time spent on the application

3. How We Use Your Information

We use your information to:

  • Provide and maintain our service
  • Calculate net worth and financial metrics
  • Categorize transactions automatically
  • Detect recurring subscriptions
  • Generate spending insights and trends
  • Send service-related notifications
  • Improve our product and develop new features
  • Prevent fraud and ensure security

4. Data Security

We implement industry-standard security measures:

  • Encryption: All data is encrypted in transit (TLS 1.3) and at rest (AES-256)
  • Access Control: Strict role-based access to production systems
  • Infrastructure: Hosted on secure cloud infrastructure (Vercel, Supabase)
  • Monitoring: Continuous security monitoring and logging
  • No credential storage: We never store bank passwords or full API keys

5. Data Sharing

We do not sell your personal information. We share data only with:

5.1 Service Providers

  • Plaid: Bank account connections and transaction data
  • Stripe: Payment processing (subscription billing only)
  • Supabase: Database and authentication infrastructure
  • Vercel: Application hosting

5.2 Legal Requirements

We may disclose your information if required by law or in response to valid legal requests.

6. Your Rights

You have the right to:

  • Access: Request a copy of your data
  • Correction: Update inaccurate information
  • Deletion: Request deletion of your account and data
  • Export: Download your financial data
  • Opt-out: Unsubscribe from marketing emails

To exercise these rights, email us at privacy@useclarity.app

7. Data Retention

We retain your data for as long as your account is active. If you delete your account, we will delete your personal information within 30 days, except where we must retain it for legal or regulatory purposes.

8. Cookies and Tracking

We use essential cookies for:

  • Session management (keep you logged in)
  • Security (prevent CSRF attacks)
  • Preferences (remember your settings)

We use Vercel Analytics for aggregate usage statistics (privacy-friendly, no personal tracking).

9. Children's Privacy

Clarity is not intended for users under 18. We do not knowingly collect information from children. If you believe we have collected information from a child, contact us immediately.

10. International Users

Our services are hosted in the United States. By using Clarity, you consent to the transfer of your information to the U.S. and processing according to this Privacy Policy.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or in-app notification. Continued use after changes constitutes acceptance.

12. Contact Us

For privacy-related questions or requests:

  • Email: privacy@useclarity.app
  • Address: Raintree Technology, [Address TBD]