Challenges retirees face with their finances
Specific solutions for retirees
Problem: Fragmented retirement accounts
Connect IRA, 401k, Roth, brokerage, and bank accounts. See total retirement portfolio and net worth in one dashboard.
Problem: Withdrawal rate uncertainty
Track spending against portfolio value. See how your current spending rate compares to your total invested assets.
Problem: Allocation drift
Portfolio analytics show current asset allocation across all accounts — spot drift from your target without waiting for an advisor meeting.
Problem: Scattered income
See all income — dividends, interest, Social Security deposits — across every account in one consolidated view.
Total portfolio value across IRA, 401k, Roth, taxable, and bank accounts.
Track dividends, interest, and Social Security deposits across all accounts.
See stock/bond/cash allocation across all retirement accounts combined.
Daily snapshots of total net worth. See long-term trajectory in retirement.
See total retirement portfolio across Vanguard IRA, Fidelity 401k rollover, and Schwab taxable account
Monitor monthly income from dividends, interest, and Social Security in one view
Check if stock/bond allocation has drifted from your 60/40 target without calling your advisor
Track net worth trajectory year over year in retirement
“In retirement, I need to see everything — IRA, Social Security, and our taxable accounts — in one place. Clarity gives me that without the complexity of institutional tools.”
Barbara & Richard L.
Retired, 5 years
Yes. Clarity connects to most IRA custodians and 401k providers through Plaid including Vanguard, Fidelity, Schwab, and T. Rowe Price.
Clarity tracks your spending and your portfolio value. By comparing annual spending to total portfolio, you can monitor your effective withdrawal rate.
Social Security deposits that appear in your connected bank account are captured and categorized as income in your transaction feed.
Yes. Clarity's dashboard is designed to be clean and intuitive. Connect your accounts and the dashboard populates automatically — no manual data entry required.