The Problem
Challenges dividend investors face with their finances
- Dividend income trickles in across 3+ brokerage accounts and you have no consolidated view of what you're actually earning
- Yield on cost requires knowing your original purchase price — not what the stock trades at today. Most tools get this wrong
- You've probably tried tracking dividend growth in a spreadsheet. It works until you fall behind for a few months
- DRIP shares create new lots that complicate cost basis — especially across multiple holdings
- There's no clear picture of what your portfolio will actually pay you this year
How Clarity Helps
Specific solutions for dividend investors
Problem: Fragmented dividend income
Connect all your brokerage accounts and see total dividend income across every holding in one view. Filter by account, sector, or holding.
Problem: Cost basis for yield tracking
FIFO cost basis tracking keeps your original purchase price on every lot. That means true yield on cost, not yield on current price.
Problem: Dividend growth visibility
Daily portfolio snapshots let you see dividend income trends and portfolio growth charted over months and years. No manual updates needed.
Problem: DRIP cost basis complications
Reinvested dividend shares are tracked as separate lots with proper cost basis. Your tax calculations stay accurate without extra work.
Key Features
Dividend Income Dashboard
Your total dividend income across all accounts. Filter by holding, sector, or time period.
Cost Basis Tracking
FIFO lot matching with proper DRIP share cost basis. Yield-on-cost calculations that are actually accurate.
Portfolio Snapshots
Daily portfolio value tracking so you can see growth trends over months and years.
Multi-Account View
Brokerage, retirement, and taxable accounts — all your dividend holdings in one place.
Real-World Use Cases
See total monthly dividend income across Vanguard, Schwab, and Fidelity in one dashboard
Track yield on cost for core holdings you bought at different price points over the years
Watch your portfolio value grow with daily snapshots over a 5-year horizon
Generate year-end tax reports for dividend income and DRIP share cost basis
Best entry points in Clarity
Start with the surfaces that best match this use case, then connect them back to your actual accounts, holdings, and planning decisions.
Best-fit workflows
Start with these tools
“Eight years of building a dividend portfolio across 3 brokerages. Clarity finally shows me total income, yield on cost, and growth in one spot. It's exactly what I needed.”
Patricia H.
Dividend growth investor
Frequently Asked Questions
Does Clarity track dividend payments automatically?
Yes. Connect your brokerage accounts and Clarity syncs everything, including dividend payments. You can see total income by holding and time period.
Can Clarity calculate yield on cost?
Clarity tracks cost basis on every lot via FIFO, so you always have your original purchase prices. Combined with current dividend rates, that gives you true yield on cost.
Does Clarity handle DRIP shares?
Yes. Reinvested dividend shares sync as separate lots with their own cost basis. Everything stays accurate for tax reporting and yield calculations.
Can I see projected annual income?
Clarity shows historical dividend income trends. With your current holdings and recent payout data, you can project your annual income going forward.