Challenges pre-retirees face with their finances
Specific solutions for pre-retirees
Problem: Unclear total retirement savings
Connect every retirement and investment account. See total savings, net worth, and daily snapshots of your progress toward retirement.
Problem: Unknown asset allocation
Portfolio analytics show your stock/bond/cash allocation across all accounts combined — not just within one 401k.
Problem: Complex equity compensation
Track employer stock, RSUs, and options alongside your 401k and other holdings for a complete wealth picture.
Problem: Savings rate visibility
Track income vs. spending in real time. See your effective savings rate and how it's trending over time.
401k, IRA, Roth IRA, HSA, and taxable accounts — all in one net worth view.
Daily snapshots show your net worth growth trajectory over months and years.
Cross-account allocation analysis helps you rebalance for your target retirement date.
Understand your current spending to estimate retirement income needs.
See total retirement savings across 401k, Roth IRA, HSA, and 3 taxable brokerage accounts
Check if your current 70/30 allocation is appropriate for your 7-year retirement horizon
Track net worth growth trajectory to gauge if you're on track for your target retirement date
Analyze current spending patterns to estimate the income you'll need in retirement
“With 7 years to retirement, I needed to see everything in one place. Clarity showed me my real asset allocation was 85% stocks — way too aggressive. I rebalanced the next week.”
Thomas G.
Pre-retiree, targeting age 62
Yes. Most major 401k providers are supported through Plaid including Fidelity, Vanguard, Schwab, Empower, and T. Rowe Price.
Clarity shows your current net worth, growth trajectory, and spending patterns. These data points help you and your advisor make informed retirement projections.
Vested RSUs held in brokerage accounts sync automatically. Stock option tracking depends on your brokerage's Plaid integration.
Your 401k provider only shows that one account. Clarity shows your complete financial picture — every retirement account, taxable account, bank, and asset class in one view.