Challenges index fund investors face with their finances
Specific solutions for index fund investors
Problem: Cross-account allocation blindness
Connect 401k, IRA, taxable brokerage, and HSA accounts. See your total asset allocation across all accounts in one view.
Problem: Unnoticed allocation drift
Portfolio analytics show your current allocation by asset class, making it easy to spot when you've drifted from your target.
Problem: Invisible net worth
Daily portfolio snapshots track your total net worth across every account — 401k, HSA, 529, brokerage, savings, and more.
Problem: Manual spreadsheet updates
Automatic daily sync means your portfolio is always current. No more monthly spreadsheet sessions.
See stocks/bonds/international split across 401k, IRA, taxable, and other accounts combined.
Daily tracking of total net worth across all financial accounts and asset types.
Connect once and your portfolio stays current. Supports 12,000+ institutions.
See your portfolio growth over months and years with daily snapshot data.
Monitor total stock/bond allocation across 401k (VTSAX), IRA (VXUS), and taxable (BND) accounts
Check if asset allocation has drifted more than 5% from the 80/20 target
Track total net worth growth including 401k, HSA, 529, brokerage, and emergency fund
Review year-over-year portfolio growth without maintaining a manual spreadsheet
“I follow a simple three-fund strategy but across 5 accounts. Clarity shows me my real allocation and total net worth without the monthly spreadsheet ritual.”
Michael S.
Boglehead investor, 15-year horizon
Yes. Clarity connects to most 401k providers through Plaid, including Fidelity, Vanguard, Schwab, T. Rowe Price, and Empower. Your holdings and balances sync automatically.
Yes. Clarity aggregates holdings across all connected accounts and shows your total portfolio allocation by asset class — equities, bonds, international, cash, etc.
Clarity syncs your connected accounts daily. You can also trigger a manual sync at any time for the latest data.
Absolutely. The value of Clarity for index investors is the cross-account aggregation — seeing your total allocation, net worth, and growth without manual tracking.