Product walkthrough
Personal finance manager for your full financial system
Review the actual Clarity product across spending, net worth, portfolio, AI, tax, and planning workflows. This page is the full walkthrough of the read-only workspace, not just a category pitch.
Best fit
- Multi-account households and self-directed investors
- People who want one current picture across tradfi and crypto
- Read-only visibility, planning, and tax prep rather than money movement
Best for
- Self-directed investors with multiple accounts
- Households managing tradfi + crypto together
- People who want one current picture, not five apps
Not for
- Auto-investing or robo-advisory
- Simple envelope budgeting with no investments
- Moving money between accounts
Trust model
- Read-only — can never move your money
- Bank-level encryption end to end
- No ads, no data sales, no advisory upsells
What each tool actually covers
| Spending | Investments | Crypto | Tax | Planning | AI | |
|---|---|---|---|---|---|---|
| Budgeting apps | — | — | — | — | ||
| Broker dashboards | — | — | — | — | — | |
| Wallet trackers | — | — | — | — | — | |
| Spreadsheets | — | |||||
| Clarity |
Product surfaces
Inspect the core screens people use for weekly reviews, cash flow visibility, market context, and AI analysis.
Specialized workflows
Features that usually require separate tools.
DeFi positions, tax-loss harvesting, bridge activity, wallet intelligence, and multi-currency support — handled natively alongside your banks and brokerages.
DeFi portfolio dashboard
Supplied, borrowed, staked, and LP positions across Aave, Compound, Lido, Uniswap, Curve, and Convex — with health factor monitoring, collateral ratios, and yield APY.
Tax-loss harvesting
Scans unrealized losses across all connected accounts, estimates federal and state tax impact using your bracket, and flags wash-sale risk within the 30-day window — including across brokerages.
Cross-chain bridge matching
Automatically pairs bridge sends and receives across Ethereum, Polygon, Arbitrum, Optimism, and Base so internal transfers don't inflate portfolio turnover or appear as phantom gains.
Smart money intelligence
Track notable wallets and major holders with Bubblemaps-style concentration metrics — Gini coefficient, whale clustering, and risk scoring for any ERC-20 or SPL token you hold.
Multi-currency support
Net worth, performance, and transaction amounts converted to your chosen base currency using live FX rates. Supports USD, EUR, GBP, CAD, AUD, JPY, and CHF.
Forecasting and analysis
Analysis built on your data, not benchmarks.
ML models trained on your transaction patterns, portfolio composition, and recurring charges to surface what changed and what a decision would do to your plan.
ML spending forecasts
Predicts month-end spending using your weekly rhythms and pay-cycle patterns — not a flat daily average. Shows confidence bands and updates as new transactions sync.
Net worth trajectory
Projects net worth 30, 60, or 90 days forward accounting for savings rate, market volatility (using actual portfolio beta), and bill timing.
Semantic transaction search
Find "that expensive dinner in December" without knowing the merchant name. Matches by meaning across merchant names, categories, amounts, and dates.
Anomaly detection
Flags transactions outside your expected spending range per category and merchant. Catches billing errors, duplicate charges, and habit changes before they compound.
Scenario planning
Model how changes to income, savings rate, or recurring bills affect your net worth trajectory and goal timelines. Outputs a side-by-side comparison of current plan vs. proposed change.
Coverage and trust
12,000+
Financial institutions
100+
Crypto exchanges
50+
Blockchains
100,000+
Markets tracked
How it works
- 01
Connect your banks, brokerages, exchanges, and wallets (takes 2 minutes).
- 02
See net worth, cash flow, cost basis, and allocation from the same current picture.
- 03
Ask AI what changed, what matters, or what a decision would affect.
- 04
Move on the plan — set a goal, prep exports, or review the next action.
Trust model
- Read-only connections — Clarity can see your accounts but never move your money.
- Bank-level encryption for synced account data, reports, and AI workflows.
- No ads, no data sales, no advisory upsells. You pay for the product, not with your privacy.
Explore by search intent
Use the page that matches the question you are actually evaluating: category fit, investor fit, all-account aggregation, net worth, or spending.
01
One review instead of five apps
Sunday morning, one tab. Spending, investments, crypto, and upcoming bills — already reconciled.
- Every bank, brokerage, and wallet balance updates automatically
- Transactions categorized across all accounts — no manual rules
- Weekly review takes minutes, not the morning
02
See what changed this week
New charges, spending spikes, and recurring bills — surfaced before you have to go looking.
- Every card and bank account in one feed, searchable and categorized
- Recurring charges flagged automatically — price increases included
- Spending connected to your net worth, not isolated in a bank app
03
Tax season without the scramble
Cost basis updates with every trade. Gains and losses are ready to export — not reconstructed in April.
- Capital gains tracked across crypto and equities as you trade
- Pre-filled Form 8949, Schedule D, and Schedule 1 exports
- Tax documents from every institution collected in one place
04
Your real net worth — not what one bank shows
Cash, debt, retirement, brokerage, and crypto balances in one number you can actually trust.
- Every account type — checking, IRA, 401k, crypto, mortgage — in one view
- Net worth over time: daily, monthly, or since you started
- Allocation and concentration visible at a glance
Explore integrations and coverage
Browse supported institutions, exchanges, wallets, and assets.
Related resources
Explore integrations by type
Browse institutions, compare integration quality, and review supported assets.
Institution comparisons
Compare data quality, sync behavior, and workflow fit.
Integration directory
Browse all supported banks, exchanges, and wallets.
Tracked assets
Browse all trackable assets across crypto, stocks, ETFs, and more.
Interactive demo
Explore Clarity with realistic sample data — no sign-up required.
Frequently Asked Questions
What is the product page for?
It is the full product overview: core surfaces, specialized workflows, AI analysis, coverage, and the trust model behind Clarity. The money-tracking, investor, and all-account pages are narrower entry points for those specific searches.
Can I try Clarity before connecting accounts?
Yes. You can inspect the demo with sample data first, then start a 7-day free trial when the product looks like a fit.
How much does Clarity cost?
Clarity is $99/year or $12/month. This page is meant to show what is included before you decide which billing option fits.
Is Clarity read-only?
Yes. Clarity can analyze synced accounts, but it cannot move money. The product is built for visibility, planning, and reporting rather than money movement.
What can I connect?
Clarity supports 12,000+ institutions plus 100+ exchanges and 50+ blockchains so spending, net worth, portfolios, taxes, and planning share one current picture.
See it with your own accounts.
Connect your banks, brokerages, exchanges, and wallets — or keep exploring the demo with sample data.
