Workflow Guide
M
Workflow Guide
Loan Underwriting
How to Connect Merrill for Loan Underwriting
Support underwriting with account-level cash flow, liabilities, and consistency checks.
Implementation steps
- 1
Aggregate verified account balances and debt obligations in one profile.
- 2
Assess cash-flow stability, recurring liabilities, and liquidity buffers.
- 3
Document exceptions, stale data windows, and required follow-up evidence.
Required evidence
- Cash-flow stability analysis
- Liability and debt visibility
- Exception-driven risk review
Merrill-specific considerations
- Monitor Merrill balances, merchant-level spending, recurring bills, direct deposits, and transfer activity in one Clarity dashboard so you can review Merrill with real trend lines, balances, and history instead of checking Merrill in isolation or rebuilding the same context each week.
- Compare Merrill with brokerage accounts, crypto balances, liabilities, and total net worth, which makes it easier to explain whether activity from Merrill changed liquidity, diversification, or total net worth across your broader financial picture.