Workflow Guide
A
Workflow Guide
Income Verification
How to Connect ACBA Federal Credit Union for Income Verification
Identify payroll deposit patterns and recurring inflow behavior from connected cash accounts.
Implementation steps
- 1
Connect payroll-linked checking accounts and backfill transaction history.
- 2
Detect recurring payroll deposits and normalize employer naming patterns.
- 3
Review deposit cadence, variance, and continuity for decision workflows.
Required evidence
- Recurring payroll detection
- Deposit timing and variance checks
- Cash-inflow continuity monitoring
ACBA Federal Credit Union-specific considerations
- Monitor ACBA Federal Credit Union balances and cash movement in a single timeline.
- Review ACBA Federal Credit Union merchant spending with category and trend context.
- Track recurring ACBA Federal Credit Union bills and transfers month over month.