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Comparison
Clarity vs Sharesight
Sharesight is a specialist portfolio tracker with standout stock tax reporting and dividend analytics. Clarity takes the broader route, combining day-to-day finances, brokerages, and crypto into one dashboard.
Quick take
TL;DR
Sharesight is a specialist portfolio tracker with standout stock tax reporting and dividend analytics. Clarity takes the broader route, combining day-to-day finances, brokerages, and crypto into one dashboard.
4/5
Clarity
Average rubric score, 3 criteria won
3.7/5
Sharesight
Average rubric score, 2 criteria won
Rubric comparison
Each criterion scored 0-5 with evidence sources.
| Criterion | Clarity | Sharesight |
|---|---|---|
| Account Coverage | 5/5 Banks, brokerages, crypto exchanges, and on-chain wallets in one dashboard. | 3/5 Stocks, ETFs, and mutual funds across global exchanges. No bank account or crypto exchange integration. |
| Sync Reliability | 4/5 Queue-based sync with retries for Plaid, exchange, and wallet connections. | 4/5 Mature platform with reliable price feeds from global exchanges. Broker import via CSV is manual but dependable. |
| Pricing Predictability | 4/5 Flat subscription regardless of portfolio size or number of accounts. | 2/5 Tiered pricing based on number of holdings. Free tier limited to 10 holdings. Expert plan required for tax reports and unlimited holdings. |
| Data Freshness | 4/5 On-demand sync with near real-time crypto prices from exchange APIs. | 4/5 Market prices updated regularly during trading hours. End-of-day pricing for most global exchanges. |
| Historical Depth | 3/5 Transaction history from Plaid and daily snapshots. Historical depth depends on data provider limits. | 5/5 Supports full trade history going back decades. Users can import historical trades to build a complete performance record from day one of investing. |
| Export & Reporting | 4/5 CSV and PDF exports. Crypto cost-basis reports for tax purposes. | 5/5 Industry-leading tax reports including capital gains, dividend income, and unrealized gains. Supports tax rules for US, AU, NZ, CA, and UK. |
| Privacy & Security | 4/5 Read-only connections, encryption at rest, no ad tech, and no data sales. BYOK AI keeps model traffic under user control, and closing an account triggers full data purge. | 3/5 Sharesight references SOC 2 attestation and encryption. However, it requires you to upload full trade history via CSV — your complete investment record is stored on their servers. No public data deletion policy on account closure. No AI features, no BYOK option. |
Where each product stands out
Use these criterion-by-criterion notes to understand the tradeoffs behind the overall scores.
Account Coverage
Your net worth is only accurate if every account is included — banks, brokerages, crypto exchanges, and wallets.
How Clarity performs
Clarity connects bank accounts, brokerages, crypto exchanges, and blockchain wallets into a unified dashboard. This breadth means your checking account balance sits next to your stock portfolio and crypto holdings in a single net worth view.
How Sharesight performs
Sharesight focuses specifically on stocks, ETFs, and managed funds across over 40 global exchanges. It does not connect to bank accounts or crypto platforms, so it is a portfolio tracker rather than a full financial dashboard.
What this means
Sharesight has no bank accounts, no crypto, and no spending tracking. If your finances go beyond a stock portfolio, Clarity is the single-dashboard answer.
Export & Reporting
Your data should be portable. Tax season, accountant handoffs, and audits require clean exports.
How Clarity performs
Clarity provides CSV transaction exports and PDF net worth reports. Crypto cost-basis tracking using FIFO helps with tax preparation for digital asset holders.
How Sharesight performs
Sharesight is built around stock tax reporting. It generates capital gains reports, dividend summaries, and unrealized gains statements aligned to multiple tax jurisdictions.
What this means
Sharesight is the more specialized choice for stock tax reporting. Clarity is more relevant for crypto tax workflows and for users who do not need country-specific capital gains compliance.
Pricing Predictability
Hidden fees, usage tiers, and surprise price hikes erode trust.
How Clarity performs
Clarity costs $99/year (or $12/month) for the core subscription. The price stays the same regardless of portfolio size or complexity, and optional add-ons are reserved for separate products rather than portfolio size gates.
How Sharesight performs
Sharesight offers a free tier limited to 10 holdings. The Starter plan begins around $135/year, and the Expert plan (required for tax reports and unlimited holdings) costs approximately $270/year. Costs scale with the number of holdings tracked.
What this means
Clarity is more predictable and usually cheaper for users with large portfolios. Sharesight's per-holding pricing gets expensive as your investment count grows.
Sync Reliability
Unreliable syncs mean stale data and manual workarounds — defeating the purpose of automation.
How Clarity performs
Clarity uses a queue-based sync system with automatic retries across Plaid, exchange API, and wallet connections. Failed syncs are retried with exponential backoff, and users can trigger a manual refresh at any time.
How Sharesight performs
Sharesight pulls price data directly from exchange feeds, which are mature and reliable. However, portfolio data entry is largely manual or CSV-based, so sync reliability depends on the user keeping records current.
What this means
Both score well here. Clarity automates more of the data pipeline; Sharesight relies on stable exchange feeds but puts the import burden on the user.
Data Freshness
Delayed data leads to budgeting mistakes and missed market movements.
How Clarity performs
Clarity syncs bank and brokerage data multiple times per day through Plaid and pulls crypto prices from exchange APIs on demand. Users can trigger a manual refresh for near-instant updates.
How Sharesight performs
Sharesight updates market prices regularly during trading hours and provides end-of-day pricing for most global exchanges. Real-time pricing is not available on lower-tier plans.
What this means
Both platforms deliver timely market data. Clarity edges ahead for crypto with on-demand exchange API pulls; Sharesight is strong for traditional equities during market hours.
Historical Depth
Shallow history limits tax reporting, trend analysis, and cost basis calculations.
How Clarity performs
Clarity builds transaction history from the date you connect each account. Historical depth depends on what your bank or brokerage exposes through Plaid, usually 1–2 years of transactions.
How Sharesight performs
Sharesight lets you import your full trade history going back decades via CSV. This makes it possible to reconstruct accurate cost basis and performance from the very first trade.
What this means
Sharesight is the clear winner for historical depth. If long-term performance tracking and accurate cost basis from years ago matter to you, Sharesight is purpose-built for it.
Privacy & Security
Financial data is among the most sensitive personal information — security failures are catastrophic.
How Clarity performs
Clarity uses read-only bank connections, encrypts data at rest, runs no advertising trackers, and does not sell user data. BYOK AI lets users route model traffic through their own API key. Closing your account triggers a full data purge.
How Sharesight performs
Sharesight references SOC 2 attestation and standard encryption. However, it requires uploading your complete trade history via CSV, meaning your full investment record is stored on their servers. There is no public data deletion policy on account closure.
What this means
Clarity offers stronger user-side data controls with BYOK AI and guaranteed deletion. Sharesight has enterprise-grade infrastructure but less transparency around data lifecycle.
Who should choose what
Choose Clarity if…
A single view of all financial accounts including banks, brokerages, and crypto in one dashboard.
- Hybrid investors with both traditional and crypto assets
- Privacy-conscious users who want BYOK AI and full data deletion
- Users who need a single net worth view across all accounts
- Crypto holders who need cost basis tracking for taxes
Choose Sharesight if…
Stock-focused investors who need detailed performance reporting, dividend tracking, and automated tax reports across global markets.
- Global stock investors tracking multiple markets
- Australian/NZ investors needing local tax reports
- Investors focused on dividend tracking and performance
What users say
"I needed one place for my brokerage, crypto, and bank accounts. Clarity replaced three separate apps."
"The single dashboard across TradFi and DeFi is what sold me. No other tool covers everything I hold."
How to switch
medium15-25 minutes
- 1Sign up for Clarity and connect bank and brokerage accounts via Plaid Link.
- 2Add crypto exchanges using read-only API keys.
- 3Export trade history from Sharesight as CSV for your records before canceling.
- 4Verify that investment holdings and balances match between both platforms.
- 5Note that Sharesight's historical performance data will not transfer. Clarity builds its own history from the connection date forward.
Frequently asked questions
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50/30/20 Budget
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Capital Gains
Estimate tax on investment sales using cost basis adjustments, selling costs, and short-term versus long-term treatment in one transparent view.
Compound Interest
Project long-term portfolio growth using principal, recurring contributions, and configurable compounding frequency.
DCA
Compare dollar-cost averaging and lump-sum investing with preset bull/bear/sideways/volatile paths or your own historical monthly prices.
Sources are linked above, in each rubric row, and on the dedicated citations page.
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