3 articles on personal finance — browse the full archive.
The 4% rule assumed 50/50 portfolios, normal inflation, and 30-year retirements. In 2026, yields are lower, inflation is volatile, and early retirees need 50+ years. The math needs updating.
ReadThe Roth vs Traditional IRA question has a definitive answer for most people. It depends on one variable: your marginal tax rate now vs in retirement. Here's how to calculate it.
ReadThe tax implications of exercising stock options at the wrong time can cost more than the options are worth. A framework covering ISOs vs NSOs, AMT, 83(b) elections, and post-IPO strategy.