Atlas / Personal Finance

Personal Finance guides, tools, and explainers

Use this lane for practical money management coverage that sits between daily operations and long-term planning. Browse curated personal finance coverage, calculators, glossary entries, comparisons, and support pages from Clarity Atlas.

Browse all resources Open calculators

Inside Atlas

Budgets, taxes, debt, insurance, and the rules that shape household decisions.

Use this lane for practical money management coverage that sits between daily operations and long-term planning.

Personal FinanceBudgetingTaxes

Tools

26

Comparisons

27

Integrations

50

Atlas / Personal Finance

Budgets, taxes, debt, insurance, and the rules that shape household decisions.

174 storiesBrowse all 1,181 pages

Lead storyCrypto9 min readApr 11, 2026

Crypto Tax Season Is a Mess. Here's How We Track Cost Basis Across 50+ Exchanges.

Every crypto sale, swap, and airdrop is taxable. Clarity connects to 50+ exchanges and on-chain data to compute cost basis using FIFO, HIFO, or specific identification — automatically.

Read the story

Latest from Atlas

Explore the utility side of Atlas

883 index pages across assets, glossary terms, integrations, comparisons, and calculators.

Asset

Open the directory

500

Glossary

Open the directory

192

Integration

Open the directory

50

Best Of

How Clarity Auto-Categorizes 10,000 Transactions Per Month

Taxes

Short-Term vs Long-Term: The $47K Difference Nobody Calculates

Taxes

Tax-Loss Harvesting in Practice: When It Saves Money and When It Doesn't

FeaturePersonal Finance10 min readApr 11, 2026

FIRE Math Doesn't Work Anymore. Here's the Updated Version.

The 4% rule assumed 50/50 portfolios, normal inflation, and 30-year retirements. In 2026, yields are lower, inflation is volatile, and early retirees need 50+ years. The math needs updating.

More coverage

Behavioral Finance

The FOMO Tax: How Much Chasing Hype Actually Costs You

Personal Finance

The Roth vs Traditional Decision Tree: A Framework Based on Your Actual Numbers

Budgeting

We Tested 6 Budgeting Methods With Real Data. Here's What Actually Sticks.

8 min read

Mar 2, 2026

Personal Finance

33

Persona

Open the directory

29

Comparison

Open the directory

27

Tool

Open the directory

26

SEO Topic

Open the directory

26

Markets

Personal Finance guides, tools, and explainers

Budgets, taxes, debt, insurance, and the rules that shape household decisions.

Crypto Tax Season Is a Mess. Here's How We Track Cost Basis Across 50+ Exchanges.

Other top stories

When to Exercise Stock Options: A Decision Framework for Startup Employees

Your Tax Dashboard: How Clarity Replaces the Freelancer Spreadsheet

Credit Card Interest

Explore the utility side of Atlas

FIRE Math Doesn't Work Anymore. Here's the Updated Version.

The FOMO Tax: How Much Chasing Hype Actually Costs You

The Roth vs Traditional Decision Tree: A Framework Based on Your Actual Numbers

We Tested 6 Budgeting Methods With Real Data. Here's What Actually Sticks.

Debt Consolidation

Disability Insurance

Estimated Taxes

ETFs vs. Mutual Funds

Portfolio Rebalancing

Renters Insurance vs. Homeowners Insurance

What Recessions Actually Do to Net Worth (And What Doesn't Recover)