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Alternative
A stronger alternative for modern money tracking
Compare the tradeoffs, try the interactive demo, then start a free trial if Clarity fits your setup.
Alternative
Compare the tradeoffs, try the interactive demo, then start a free trial if Clarity fits your setup.
See the product
Explore the interactive demo with sample data. No signup needed.
14-day free trial. No credit card. Connect your accounts in under 5 minutes and see your real net worth across banks, crypto, and investments.
The best switch path depends on why the current product stopped being enough.
Use the broad money-tracking page if your current tool covers only one slice of your financial life.
Use the investor page if the gap is portfolio visibility, tax workflow, crypto coverage, or all-account net worth.
Validate integrations, product surfaces, and related comparisons before moving your workflow.
Scored across 9 criteria. Sources linked where available.
| Criterion | Clarity | Tiller Money |
|---|---|---|
| Account Coverage | 5/5 Banks, brokerages, crypto exchanges, and on-chain wallets in one dashboard. | 2/5 Tiller connects banks and credit cards but pipes everything into spreadsheets. No crypto, no DeFi, no investment-specific features. |
| Sync Reliability |
A ready-made dashboard with AI, crypto, and market data
Raw financial data piped into Google Sheets or Excel
Automatic retry logic and connection health monitoring with proactive alerts.
3/5 Tiller's bank feeds work reliably, but spreadsheet-side failures—formula errors, sheet corruption—cause data problems Tiller cannot fix. |
| Pricing Predictability | 4/5 Flat-rate pricing with no usage-based fees. | 4/5 Tiller is $79/year with no tiers. All features included at a single price point—transparent and predictable. |
| Data Freshness | 4/5 Multiple automatic syncs per day with on-demand refresh. | 3/5 Tiller feeds data into spreadsheets 1-2 times daily. On-demand refresh exists but the spreadsheet pipeline adds inherent latency. |
| Historical Depth | 3/5 Imports up to ~24 months of transaction history from connected institutions. | 3/5 Tiller imports the same institution-provided history as other Plaid-based tools. The spreadsheet retains all data indefinitely once imported. |
| Export & Reporting | 4/5 CSV export, spending breakdowns, net worth charts, and portfolio performance views. | 5/5 The spreadsheet IS the export. Full raw data access in Google Sheets or Excel—formulas, pivot tables, and charts without limits. |
| Privacy & Security | 4/5 Read-only connections, encryption at rest, no ad tech, and no data sales. BYOK AI keeps model traffic under user control, and closing an account triggers full data purge. | 3/5 Tiller pipes financial data into Google Sheets or Excel—sensitive banking data lives in a Google or Microsoft document. Security depends entirely on your Google/Microsoft account. Shared spreadsheets risk exposing financial data. A compromised Google account exposes your full financial history. No AI features, no BYOK option. |
"I spent hours maintaining Tiller spreadsheets every month. Clarity gave me a better view in 10 minutes with zero formulas."
"Tiller was perfect until I needed crypto and investment tracking. Clarity covers all of it without a single spreadsheet."
50/30/20 Budget
Split take-home pay into needs, wants, and savings with baseline 50/30/20 or custom ratio budgeting in one clear view.
Compound Interest
Project long-term portfolio growth using principal, recurring contributions, and configurable compounding frequency.
DCA
Compare dollar-cost averaging and lump-sum investing with preset bull/bear/sideways/volatile paths or your own historical monthly prices.
14-day free trial. No credit card. Connect your accounts in under 5 minutes and see your real net worth across banks, crypto, and investments.
Debt Payoff
Compare avalanche and snowball payoff plans and inspect month-by-month remaining balances.
