Alternative
Compare the tradeoffs, try the interactive demo, then start a free trial if Clarity fits your setup.
Category page
The category-center page for people who need spending, net worth, investing, crypto, and taxes in one system.
Investor wedge
A sharper wedge for self-directed investors and complex households who need cash flow and portfolio context together.
Aggregation promise
See every account in one place across banks, brokerages, retirement accounts, exchanges, wallets, and planning workflows.
Net worth
Track net worth with cash, liabilities, portfolios, retirement accounts, and crypto in one operating view.
Spending
Track transactions, recurring bills, merchants, budgets, and cash-flow shifts with the wider financial picture attached.
The best switch path depends on why the current product stopped being enough.
Use the broad money-tracking page if your current tool covers only one slice of your financial life.
Use the investor page if the gap is portfolio visibility, tax workflow, crypto coverage, or all-account net worth.
Validate integrations, product surfaces, and related comparisons before moving your workflow.
Scored across 9 criteria. Sources linked where available.
| Criterion | Clarity | CoinStats |
|---|---|---|
| Account Coverage | 5/5 Covers banks, brokerages, crypto exchanges, and on-chain wallets in one product. | 4/5 Broad exchange and wallet coverage across crypto, but no bank or brokerage aggregation outside crypto. |
| Sync Reliability | 4/5 Queue-based sync with retries across institutional, exchange, and wallet connections. | 3/5 Coverage is broad, but sync reliability can vary across many wallet and exchange integrations. |
| Pricing Predictability | 4/5 Flat subscription without per-wallet or analytics add-ons. | 3/5 Freemium pricing is accessible, but more advanced analytics and higher limits sit behind Premium tiers. |
| Data Freshness | 4/5 Scheduled and on-demand syncs with near real-time market pricing for supported assets. | 3/5 Fresh for many portfolios, but sync cadence can lag depending on the connected source and pricing tier. |
| Historical Depth | 3/5 Keeps historical snapshots and imported transaction data where providers allow. | 4/5 Good crypto portfolio history and price tracking, but only within a crypto-native scope. |
| Export & Reporting | 4/5 Exports and reports connect crypto positions to a broader net-worth and tax workflow. | 3/5 Useful portfolio analytics for crypto, but weaker if you need reporting across cash, brokerages, and taxes in one place. |
| Privacy & Security | 4/5 Read-only connections, encryption at rest, no ad tech, and no data sales. BYOK AI keeps model traffic under user control, and closing an account triggers full data purge. | 3/5 Read-only connectivity for many sources, but the product is oriented around broader crypto growth tooling and premium upsells rather than a privacy-first household finance posture. |
Crypto, cash, and investments together in one net-worth dashboard with predictable pricing.
Crypto-native users who mostly need balances, alerts, and portfolio tracking across exchanges and wallets.
"CoinStats was great for crypto, but I needed my checking account and 401(k) in the same view. Clarity solved that."
"One flat price for everything — no surprise tier upgrades when I added more wallets."
50/30/20 Budget
Split take-home pay into needs, wants, and savings with baseline 50/30/20 or custom ratio budgeting in one clear view.
Capital Gains
Estimate tax on investment sales using cost basis adjustments, selling costs, and short-term versus long-term treatment in one transparent view.
Compound Interest
Project long-term portfolio growth using principal, recurring contributions, and configurable compounding frequency.
Crypto Tax
Estimate crypto capital gains tax with holding-period logic, bracket assumptions, and worked examples.
14-day free trial. No credit card. Connect your accounts in under 5 minutes and see your real net worth across banks, crypto, and investments.
See the product
Explore the interactive demo with sample data. No signup needed.
14-day free trial. No credit card. Connect your accounts in under 5 minutes and see your real net worth across banks, crypto, and investments.