401(k)
Every 401(k) you've ever had — tracked in one place
Current employer plan, old 401(k)s you haven't rolled over, Solo 401(k), 403(b), and the IRAs and brokerage accounts that ride alongside them.
- 12,000+ institutions
- Read-only account connections
- Bank-level encryption
Why one 401(k) dashboard isn't enough
Job changes leave 401(k)s scattered across custodians. Most people have at least two — and the most important number lives nowhere.
Your current custodian shows the current plan. Old 401(k)s at past employers stay invisible until you log in.
Net worth apps drop your 401(k)s into a single line. You lose visibility into allocation, expense ratios, and contribution rates.
Spreadsheets go stale fast. Match contributions, vesting, and rollovers each break the model differently.
What a real 401(k) tracker covers
Tracking gets useful when every plan, every fund, and every contribution lives in the same view.
Every custodian, every plan type
401(k), Solo 401(k), 403(b), 457, and SIMPLE plans at Fidelity, Vanguard, Schwab, Empower, T. Rowe Price, Principal, and 12,000+ other institutions.
Contributions, match, and limits
Track contributions toward the annual limit. See employer match capture, vesting schedules, and whether you're on pace to max out by year-end.
Allocation and fees across plans
Concentration, sector exposure, and expense ratios across every retirement plan plus IRAs and taxable accounts — so rebalances reflect the whole picture.
Related pages
401(k) tracking is strongest alongside IRAs, taxable brokerage, and net worth tracking.
01
One review instead of five apps
Sunday morning, one tab. Spending, investments, crypto, and upcoming bills — already reconciled.
- Every bank, brokerage, and wallet balance updates automatically
- Transactions categorized across all accounts — no manual rules
- Weekly review takes minutes, not the morning
02
See what changed this week
New charges, spending spikes, and recurring bills — surfaced before you have to go looking.
- Every card and bank account in one feed, searchable and categorized
- Recurring charges flagged automatically — price increases included
- Spending connected to your net worth, not isolated in a bank app
03
Tax season without the scramble
Cost basis updates with every trade. Gains and losses are ready to export — not reconstructed in April.
- Capital gains tracked across crypto and equities as you trade
- Pre-filled Form 8949, Schedule D, and Schedule 1 exports
- Tax documents from every institution collected in one place
04
Your real net worth — not what one bank shows
Cash, debt, retirement, brokerage, and crypto balances in one number you can actually trust.
- Every account type — checking, IRA, 401k, crypto, mortgage — in one view
- Net worth over time: daily, monthly, or since you started
- Allocation and concentration visible at a glance
Useful next steps
See the broader retirement view, run the numbers, or compare alternatives.
See every 401(k) you have — even the ones you forgot
Clarity unifies current and former 401(k)s with IRAs and taxable accounts into one read-only retirement view.