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Troubleshooting
rate-limited

Navy Federal: Provider Rate Limit Hit

Requests were throttled by the provider and must be retried after cooldown windows.

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Likely causes

  • Burst traffic exceeded provider request quotas.
  • Shared API key budgets were depleted.
  • Polling cadence was too aggressive for current plan limits.

Resolution steps

  1. 1

    Back off requests and retry with exponential delays.

  2. 2

    Reduce polling frequency for low-priority sources.

  3. 3

    Upgrade provider quotas or isolate keys for heavy users.

Prevention controls

  • Enforce per-provider concurrency and queue discipline.
  • Monitor request budget burn rate in near real time.
  • Use adaptive sync intervals based on connection health.

Related error guides

Institution Reauthentication RequiredUser Access RevokedSync Timed Out