Workflow Guide
E
Workflow GuideLoan Underwriting
How to Connect Exchange Bank for Loan Underwriting
Support underwriting with account-level cash flow, liabilities, and consistency checks.
Implementation steps
- 1
Aggregate verified account balances and debt obligations in one profile.
- 2
Assess cash-flow stability, recurring liabilities, and liquidity buffers.
- 3
Document exceptions, stale data windows, and required follow-up evidence.
Required evidence
- Cash-flow stability analysis
- Liability and debt visibility
- Exception-driven risk review
Exchange Bank-specific considerations
- Monitor Exchange Bank balances, merchant-level spending, recurring bills, direct deposits, and transfer activity in one Clarity dashboard so you can review Exchange Bank with real trend lines, balances, and history instead of checking Exchange Bank in isolation or rebuilding the same context each week.
- Compare Exchange Bank with brokerage accounts, crypto balances, liabilities, and total net worth, which makes it easier to explain whether activity from Exchange Bank changed liquidity, diversification, or total net worth across your broader financial picture.