| Connection source | Curated/manual profile | Plaid institution sync | Use provider type to set expectations on data latency and coverage. |
| Estimated sync reliability | 100.0% | 95.0% | Higher sync success reduces manual reconnect and support overhead. |
| Estimated availability | 100.0% | 96.0% | Availability captures consistency of successful background refreshes. |
| Median refresh latency | Near real-time | ~8 min median | Lower median sync delay improves recency for verification workflows. |
| Best-fit workflows | Spending Analysis + Balance Verification | Spending Analysis + Balance Verification | Map institution pages to operational workflows, not just feature lists. |
