Challenges small business owners face with their finances
Specific solutions for small business owners
Problem: Fragmented financial picture
Connect every account — business checking, personal savings, brokerage, retirement — and see total net worth on one dashboard.
Problem: Poor cash flow visibility
Real-time balance tracking across all accounts with spending trends and income patterns give you instant cash flow clarity.
Problem: Expense tracking across accounts
Automatic categorization across all connected accounts. Filter by business vs. personal with custom rules.
Problem: Siloed investment accounts
See your SEP-IRA, 401k, brokerage, and crypto holdings alongside your business accounts — all in one portfolio view.
Business checking, personal accounts, credit cards, investments, and crypto in one view.
Daily snapshots of total net worth across every asset class and liability.
Automatic merchant recognition with custom business categories and rules.
Set budgets for business and personal categories. Get alerts before overspending.
Monitor cash runway across business accounts before making a hiring decision
Track total net worth including business assets, personal investments, and retirement accounts
Review monthly business spending by category without manual spreadsheet work
Prepare for quarterly tax payments with clear income and expense visibility
“Running a small agency, I needed to see business cash flow and personal investments together. Clarity is the only tool that gives me that full picture without the complexity of enterprise software.”
David R.
Owner, 8-person marketing agency
Yes. You can tag accounts as business or personal and filter your dashboard view accordingly. Net worth calculations include everything, but spending reports can be scoped.
No. Clarity provides financial visibility and portfolio tracking. For invoicing, payroll, and bookkeeping, continue using your accounting software. Clarity complements it by showing the bigger picture.
Clarity connects to 12,000+ institutions including business banking at Chase, Bank of America, Wells Fargo, Mercury, Brex, and more.
Connected loan and credit accounts show balances that factor into your net worth calculation. You can track payoff progress alongside your asset growth.