The Problem
Challenges gen z face with their finances
- Spending is invisible — Venmo, Cash App, Apple Pay, and subscriptions make money feel like it just vanishes
- Subscription creep is real — $10/month here and there adds up to $200+ you don't realize
- Starting to invest but brokerage apps don't connect to your bank for a full picture
- Financial advice online is either oversimplified or full of jargon — hard to know what's relevant
- Split expenses with roommates make it hard to know your true personal spending
How Clarity Helps
Specific solutions for gen z
Problem: Invisible spending
Connect your bank, Venmo, Cash App — see every transaction auto-categorized. Know exactly where your money goes each month.
Problem: Subscription creep
Recurring expense detection surfaces every subscription. See the total monthly cost and cancel what you don't use.
Problem: Fragmented financial picture
Bank accounts, credit cards, Robinhood, and crypto — all in one dashboard. See your actual net worth.
Problem: No actionable insights
AI assistant answers your financial questions in plain English. Ask "How much did I spend on food this month?" and get an actual answer.
Key Features
All-in-One Dashboard
Bank accounts, credit cards, Robinhood, crypto — everything in one clean view.
Subscription Finder
Automatically detects every recurring charge. See your total monthly subscription cost.
AI Money Assistant
Ask questions about your spending in plain English and get instant answers.
Budget Alerts
Set spending limits and get notified before you overshoot. Simple, not preachy.
Real-World Use Cases
See total monthly spending across debit card, credit card, Venmo, and Cash App
Find all subscriptions and see you're paying $230/month on recurring charges
Ask the AI assistant "How much did I spend eating out this month?" and get an instant breakdown
Track your Robinhood portfolio alongside your bank balance for a complete financial picture
Best entry points in Clarity
Start with the surfaces that best match this use case, then connect them back to your actual accounts, holdings, and planning decisions.
Best-fit workflows
Start with these tools
“I connected my bank and Robinhood and realized I was spending more on subscriptions than I was investing. Clarity made it obvious. Now I save $150/month more.”
Aiden C.
24, software engineer
Frequently Asked Questions
Is Clarity hard to set up?
No. Connect your bank account through Plaid (takes 60 seconds) and your dashboard populates automatically. No manual data entry.
Can I connect Venmo and Cash App?
If your Venmo or Cash App account is linked to a bank or has a card, those transactions appear through your connected bank account. Direct Venmo/Cash App integration depends on Plaid support.
Do I need investments to use Clarity?
No. Clarity works great for just tracking spending and budgeting. If you do invest (even just Robinhood), connect it to see your full financial picture.
Is my data safe?
Yes. Clarity uses bank-level encryption, connects through Plaid's secure infrastructure, and never stores your login credentials. Your data is encrypted at rest and in transit.