Expats

Multi-Currency Finance Tracker for Expats

Accounts in multiple countries, multiple currencies, one dashboard. See your global net worth with home country investments and local bank accounts together.

The Problem

Challenges expats face with their finances

  • Bank accounts in two countries, investments in another — you have no global financial picture
  • Currency fluctuations change your net worth daily, but no tool tracks that for you
  • US tax obligations (FBAR, FATCA) require knowing all foreign account balances, and gathering them is a chore
  • Retirement accounts from your previous country are orphaned and hard to keep track of
  • You're spending in one currency but earning and investing in another

How Clarity Helps

Specific solutions for expats

Multi-Country Dashboard

Problem: No global financial picture

Connect accounts from supported countries via Plaid. Add manual entries for the rest. Everything shows up on one dashboard.

Currency Conversion

Problem: Currency impact on net worth

Clarity tracks asset values in their native currencies and converts to your preferred display currency for a unified net worth view.

Account Aggregation

Problem: US tax compliance

Full account balance visibility across all connected accounts helps you prepare for FBAR and FATCA reporting.

Manual Asset Entries

Problem: Orphaned retirement accounts

Add manual entries for retirement accounts in other countries. Track their value right alongside your current country's accounts.

Key Features

Global Account View

Accounts from multiple countries and institutions on one unified dashboard.

Net Worth in Any Currency

See total net worth converted to your preferred currency with daily exchange rates.

Manual Asset Entries

Add accounts that can't auto-sync — foreign retirement, property, etc.

Investment Tracking

Track investment portfolios alongside bank accounts regardless of country.

Real-World Use Cases

1

See US brokerage accounts, UK pension, and local Euro bank accounts on one dashboard

2

Track total net worth in USD even though accounts are in EUR, GBP, and JPY

3

Prepare for FBAR filing by seeing all foreign account balances in one view

4

Monitor investment portfolio in one country alongside spending in another

Living in Germany with US investments and a UK pension. Nobody else shows me the full picture. Clarity does — global net worth in USD and EUR, everything in one place.

Jennifer K.

US expat in Germany, 4 years

Frequently Asked Questions

Does Clarity support banks outside the US?

Plaid integration primarily supports US and Canadian institutions. For foreign accounts, you can add manual entries with balances in their local currency.

Can I see net worth in multiple currencies?

Clarity displays values in USD. Assets held in foreign currencies are converted at current exchange rates for the net worth calculation.

Does Clarity help with FBAR reporting?

It shows all connected account balances in one place, which makes FBAR prep much easier. Clarity doesn't file FBAR forms directly though — consult a tax professional for that.

Can I track a foreign pension or retirement account?

Yes. Add a manual asset entry for any account that can't be auto-synced. Update the balance periodically to keep your net worth accurate.

Ready to get started?

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