Evidence
Every claim on the comparison page is listed here with the source set used to support or background-check it.
This page inventories the current comparison-page claims and links the official pages, help-center articles, pricing pages, and policy documents used during verification.
Claims about Clarity product behavior are first-party claims. Competitor claims rely on their public materials and are reviewed against those materials as part of the compare-page maintenance process.
This version links the live background sources used during verification. Archived screenshots are not bundled into the repo yet, so the citations page currently focuses on claim inventory plus source links.
Summary
Tiller pipes raw financial data into spreadsheets for users who want total flexibility.
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Summary
Clarity is the opinionated alternative—a finished dashboard with investing, crypto, and reporting built in.
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Choose Clarity if
A ready-made dashboard with AI, crypto, and market data
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Choose Clarity if
Hybrid investors with both traditional and crypto assets
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Choose Clarity if
Privacy-conscious users who want BYOK AI and full data deletion
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Choose Clarity if
Users who need a single net worth view across all accounts
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Choose Clarity if
Crypto holders who need cost basis tracking for taxes
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Choose Tiller Money if
Raw financial data piped into Google Sheets or Excel
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Choose Tiller Money if
Spreadsheet power users who want automated bank data
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Choose Tiller Money if
People who want total customization of their financial tracking
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Choose Tiller Money if
Users who outgrew manual spreadsheet entry
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Rubric: coverage
Banks, brokerages, crypto exchanges, and on-chain wallets in one dashboard.
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Rubric: coverage
Tiller connects banks and credit cards but pipes everything into spreadsheets. No crypto, no DeFi, no investment-specific features.
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Rubric: reliability
Automatic retry logic and connection health monitoring with proactive alerts.
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Rubric: reliability
Tiller's bank feeds work reliably, but spreadsheet-side failures—formula errors, sheet corruption—cause data problems Tiller cannot fix.
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Rubric: pricingPredictability
Flat-rate pricing with no usage-based fees.
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Rubric: pricingPredictability
Tiller is $79/year with no tiers. All features included at a single price point—transparent and predictable.
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Rubric: dataFreshness
Multiple automatic syncs per day with on-demand refresh.
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Rubric: dataFreshness
Tiller feeds data into spreadsheets 1-2 times daily. On-demand refresh exists but the spreadsheet pipeline adds inherent latency.
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Rubric: historicalDepth
Imports up to ~24 months of transaction history from connected institutions.
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Rubric: historicalDepth
Tiller imports the same institution-provided history as other Plaid-based tools. The spreadsheet retains all data indefinitely once imported.
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Rubric: exportReporting
CSV export, spending breakdowns, net worth charts, and portfolio performance views.
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Rubric: exportReporting
The spreadsheet IS the export. Full raw data access in Google Sheets or Excel—formulas, pivot tables, and charts without limits.
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Rubric: privacySecurity
Read-only connections, encryption at rest, no ad tech, and no data sales. BYOK AI keeps model traffic under user control, and closing an account triggers full data purge.
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Rubric: privacySecurity
Tiller pipes financial data into Google Sheets or Excel—sensitive banking data lives in a Google or Microsoft document. Security depends entirely on your Google/Microsoft account. Shared spreadsheets risk exposing financial data. A compromised Google account exposes your full financial history. No AI features, no BYOK option.
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Rubric: developerExperience
No public API yet. CSV exports available for external tool integration.
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Rubric: developerExperience
Tiller's data lives in Google Sheets—full access via Google Sheets API, Apps Script, and spreadsheet automation tools.
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Deep dive: coverage
Clarity connects banks, brokerages, crypto exchanges, and on-chain wallets. Net worth views, portfolio performance, market data, and AI-powered categorization ship out of the box.
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Deep dive: coverage
Tiller connects banks and credit cards, then pipes raw transaction data into a spreadsheet. No investment tracking, no crypto support, no market data. Any analysis beyond basic spending requires building it yourself.
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Deep dive: coverage
Want to build your own financial system from raw data? Tiller. Want one already built—with investment tracking, crypto cost basis, and AI categorization included? Clarity.
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Deep dive: reliability
Clarity monitors connection health automatically with retry logic and proactive alerts when syncs fail or degrade.
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Deep dive: reliability
Tiller's bank feeds work reliably, but spreadsheet-side issues—formula errors, sheet corruption—cause data problems Tiller cannot fix.
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Deep dive: reliability
Clarity owns the full stack from sync to display. Tiller's reliability depends partly on your spreadsheet hygiene, a variable Tiller cannot control.
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Deep dive: pricingPredictability
Clarity charges a flat annual rate with no tiers or usage-based fees. Every feature—banks, crypto, AI, tax reports—is included.
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Deep dive: pricingPredictability
Tiller is $79/year with no tiers. All features included at a single price point.
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Deep dive: pricingPredictability
Both use flat-rate pricing. Tiller costs ~$20/year less, but Clarity includes investment tracking, crypto, and AI that Tiller does not offer at any price.
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Deep dive: dataFreshness
Clarity runs multiple automatic syncs per day with on-demand refresh across all account types including crypto and on-chain wallets.
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Deep dive: dataFreshness
Tiller feeds data into spreadsheets 1-2 times daily. On-demand refresh exists, but the spreadsheet pipeline introduces latency a purpose-built dashboard avoids.
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Deep dive: dataFreshness
Clarity delivers fresher data with less latency. Tiller's spreadsheet pipeline adds a delay layer.
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Deep dive: historicalDepth
Clarity imports up to ~24 months of transaction history from connected institutions—sufficient for most trend analysis.
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Deep dive: historicalDepth
Tiller imports the same institution-provided history as other Plaid-based tools. The spreadsheet retains all data indefinitely once imported—a real advantage for long-term record keeping.
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Deep dive: historicalDepth
Import depth is comparable. Tiller's edge: spreadsheet data never expires. Once it is in the sheet, it stays forever.
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Deep dive: exportReporting
Clarity provides CSV exports, spending breakdowns, net worth charts, and portfolio performance views across traditional and crypto assets.
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Deep dive: exportReporting
The spreadsheet is the export. Full raw data access in Google Sheets or Excel—build any report with formulas, pivot tables, and charts.
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Deep dive: exportReporting
Tiller wins on raw flexibility. Clarity wins on convenience with ready-made reports requiring zero setup.
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Deep dive: privacySecurity
Clarity uses read-only connections, encrypts data at rest, avoids ad tech and data sales, and offers BYOK AI. Account closure triggers full data deletion.
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Deep dive: privacySecurity
Tiller pipes financial data into Google Sheets or Excel—sensitive banking data lives in a Google or Microsoft document. Security inherits whatever your Google or Microsoft account provides. Shared spreadsheets risk exposing data to unintended viewers.
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Deep dive: privacySecurity
Clarity keeps data in a purpose-built encrypted environment. Tiller's spreadsheet model means your financial data inherits your Google or Microsoft account's security posture.
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Deep dive: developerExperience
Clarity does not yet offer a public API but provides CSV exports for external tool integration.
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Deep dive: developerExperience
Tiller's data lives in Google Sheets—full access via Google Sheets API, Apps Script, and spreadsheet automation tools. A genuine advantage for developers and power users.
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Deep dive: developerExperience
Tiller wins here. Google Sheets API access gives developers a powerful foundation that Clarity's CSV exports cannot match.
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FAQ: Can Clarity match Tiller's spreadsheet customization?
No, and it does not try to. Tiller gives you unlimited flexibility because you own the spreadsheet. Clarity provides a polished dashboard that works immediately. If you want custom financial models, Tiller fits better. If you want a finished product, Clarity fits better.
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FAQ: Can I export data from Clarity into my own spreadsheets?
Yes. Clarity offers CSV exports for transactions, importable into any spreadsheet. The difference: Clarity's exports complement the dashboard, while Tiller's spreadsheet is the entire product.
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FAQ: Does Tiller track investments or crypto?
No. Tiller feeds bank and credit card transactions into spreadsheets but does not connect to brokerages, crypto exchanges, or on-chain wallets. Some users manually add investment data to their Tiller spreadsheets, but this requires significant effort. Clarity handles all of this automatically.
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