Summary
Banktivity is a well-made Mac and iOS personal finance app with real investment tracking and a reasonable price.
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Summary
Clarity earns the premium by adding crypto, DeFi, AI categorization, tax exports, and a cross-platform experience that Banktivity's Apple-only model can't match.
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Clarity if
Full-stack tracking: banks, crypto, DeFi, and investments with AI across any device
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Clarity if
Hybrid investors with both traditional and crypto assets
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Clarity if
Privacy-conscious users who want full data deletion
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Clarity if
Users who need a single net worth view across all accounts
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Clarity if
Crypto holders who need cost basis tracking for taxes
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Banktivity if
Mac-native personal finance with investment tracking and direct bank connections
Background links
- Banktivity website - Official product site
- Clarity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Banktivity if
Apple-ecosystem users who prefer a native Mac and iOS experience
Background links
- Banktivity website - Official product site
- Clarity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Banktivity if
Users who want investment tracking alongside budgeting
Background links
- Banktivity website - Official product site
- Clarity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Choose Banktivity if
People who value local data storage as a privacy option
Background links
- Banktivity website - Official product site
- Clarity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: coverage
Banks, brokerages, crypto exchanges, and on-chain wallets in one dashboard.
Background links
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: coverage
Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
Background links
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: reliability
Automatic retry logic and connection health monitoring with proactive alerts.
Background links
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: reliability
Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
Background links
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: pricingPredictability
Flat $99/year or $12/mo — one tier, all features included.
Background links
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: pricingPredictability
Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
Background links
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: dataFreshness
Multiple automatic syncs per day with on-demand refresh across all account types.
Background links
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: dataFreshness
Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
Background links
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: historicalDepth
Imports up to 24 months of transaction history from connected institutions.
Background links
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: historicalDepth
Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
Background links
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: exportReporting
CSV export, spending breakdowns, net worth charts, and portfolio performance views.
Background links
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: exportReporting
Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
Background links
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: privacySecurity
Read-only connections, encryption at rest, no ad tech, and no data sales. Closing an account triggers full data deletion.
Background links
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: privacySecurity
Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
Background links
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Rubric: developerExperience
No public API yet. CSV exports available for external integration.
Background links
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
Rubric: developerExperience
Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Background links
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
Deep dive: coverage
Clarity covers every major account type in a single dashboard: checking, savings, credit cards, brokerages, retirement accounts, HSAs, crypto exchanges, and on-chain wallets. Portfolio performance, cost basis, and DeFi positions are all first-class features.
Background links
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: coverage
Banktivity connects to banks, credit cards, and investment accounts. It shows investment balances and basic allocation. There is no crypto exchange connection, no on-chain wallet support, and no DeFi visibility.
Background links
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: coverage
Banktivity handles traditional finance well. Clarity adds the crypto and DeFi layer — and broader portfolio analytics — that Banktivity doesn't offer.
Background links
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: pricingPredictability
Clarity costs $99/year — a single flat rate for every feature, including crypto, AI, and tax exports.
Background links
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: pricingPredictability
Banktivity costs $49.99/year — genuinely half the price of Clarity. That's a real difference and makes sense if you only need Mac-based budgeting with basic investment tracking and have no crypto exposure.
Background links
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: pricingPredictability
Banktivity is cheaper. The $50/year premium for Clarity buys cross-platform access, crypto tracking, AI categorization, cost basis and tax exports — features Banktivity doesn't offer at any price.
Background links
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: reliability
Clarity runs continuous background sync and proactive connection monitoring. If a bank connection breaks, you're alerted before data gets stale.
Background links
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: reliability
Banktivity syncs on launch and on demand. As a Mac app, it doesn't run sync jobs when closed. Connections occasionally require re-authentication after macOS updates or bank-side changes.
Background links
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: reliability
Clarity's always-on cloud sync is more reliable for staying current. Banktivity is solid when you're actively using it.
Background links
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: dataFreshness
Clarity syncs all account types multiple times daily, including crypto exchanges and on-chain wallets, with on-demand refresh available at any time.
Background links
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: dataFreshness
Banktivity syncs when the app is open. For users who open the app daily this is fine, but the lack of background sync means data can be hours or days stale if you haven't launched the app.
Background links
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: dataFreshness
Clarity stays current without user action. Banktivity requires manual or scheduled refreshes for the freshest data.
Background links
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: historicalDepth
Clarity imports up to 24 months of history from connected institutions. Enough for trends, annual reviews, and budgeting comparisons.
Background links
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: historicalDepth
Banktivity stores data locally — there's no expiration on historical records. Long-term users accumulate years of transaction history in a format that doesn't depend on cloud retention policies.
Background links
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: historicalDepth
Banktivity wins for long-term local history. Clarity's cloud history is sufficient for most users but shorter for multi-year trend analysis.
Background links
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: exportReporting
Clarity provides CSV exports, spending category breakdowns, net worth charts, and portfolio performance analytics for both traditional and crypto assets.
Background links
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: exportReporting
Banktivity has solid Mac-native reports: spending, budgets, income, and net worth history. It exports OFX and QIF for tax software. Investment reporting is limited to balances and basic allocation — no cost basis or tax lot tracking.
Background links
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: exportReporting
Both tools offer useful exports. Clarity goes further on portfolio performance and crypto tax reporting; Banktivity's Mac-native reports are polished but narrower in scope.
Background links
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: developerExperience
Clarity doesn't have a public API but provides CSV exports for feeding external tools.
Background links
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
Deep dive: developerExperience
Banktivity offers OFX and QIF exports but no API or programmatic access. Building automation requires screen-scraping or manual export workflows.
Background links
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
Deep dive: developerExperience
Neither product has a developer API. Clarity and Banktivity are comparable here — CSV exports are the main data-portability path.
Background links
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
Deep dive: privacySecurity
Clarity uses read-only connections, encrypts at rest, has no advertising, and deletes data completely when you close an account.
Background links
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: privacySecurity
Banktivity's local storage model is a genuine privacy win — your financial data stays on your Mac by default. iCloud Sync is opt-in. No advertising model. The privacy posture is strong for users comfortable with local-first data.
Background links
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
Deep dive: privacySecurity
Both products have strong privacy postures for different reasons. Clarity gives you full deletion on account closure; Banktivity keeps data local by default.
Background links
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
FAQ: Is Banktivity better than Clarity for Mac users?
Banktivity offers a polished native Mac and iOS experience that web-based apps can't fully replicate. If your financial life is entirely within traditional accounts and you rarely leave the Apple ecosystem, Banktivity is a solid choice at $49.99/year. Clarity makes more sense when you need crypto, DeFi, cross-platform access, or AI-powered categorization.
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
FAQ: Does Clarity work on Mac?
Yes — Clarity is available as a web app and native iOS app. It works in any browser on Mac, Windows, and Linux, plus iPhone and iPad. Banktivity is Mac and iOS only with no Android or web access.
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
FAQ: Can Clarity track investments like Banktivity?
Yes, and more. Both Clarity and Banktivity connect to brokerage and retirement accounts. Clarity adds cost basis tracking, portfolio performance analytics, crypto exchange connections, on-chain wallets, and Form 8949 export capability that Banktivity doesn't have.
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.
FAQ: Does Banktivity support crypto?
Banktivity does not support cryptocurrency exchanges, wallets, or DeFi positions. You can manually add a crypto balance as a custom account, but there is no automatic sync, no cost basis tracking, and no crypto tax reporting. Clarity handles all of that natively.
Background links
- Clarity website - Official product site
- Banktivity website - Official product site
- Clarity product
- Clarity pricing
- Clarity privacy policy
- Clarity terms
- Banktivity product
- Banktivity pricing
- Banktivity support
- Banktivity privacy policy
- Banktivity terms of use
- Rubric evidence: Banktivity coverage - Banktivity connects banks, credit cards, and investment accounts. Investment balances and basic allocation are included. No crypto exchange or on-chain wallet support.
- Rubric evidence: Banktivity reliability - Banktivity supports both Plaid and direct bank connections. Direct connections on a Mac-native app can be sensitive to macOS updates and require periodic re-authentication.
- Rubric evidence: Banktivity pricingPredictability - Banktivity is $49.99/year or $6.99/mo — a single transparent price that includes all features. Good value for a Mac-native app with investment tracking.
- Rubric evidence: Banktivity dataFreshness - Banktivity syncs when opened and on demand. As a Mac app, background sync depends on the app being open or a scheduled refresh — less continuous than cloud-native services.
- Rubric evidence: Banktivity historicalDepth - Banktivity stores data locally and retains all history — users who have been on the app for years accumulate long transaction histories that don't expire.
- Rubric evidence: Banktivity exportReporting - Banktivity exports OFX, QIF, and CSV. Its reporting covers spending, budgets, and basic investment balances. No crypto reports, no Form 8949 export, no cost basis tracking.
- Rubric evidence: Banktivity privacySecurity - Banktivity stores data locally on the user's Mac by default, which is a strong privacy posture — your financial data doesn't leave your device unless you enable iCloud Sync. No advertising model.
- Rubric evidence: Banktivity developerExperience - Banktivity does not offer a public API. OFX and QIF file exports are the only programmatic data access path.