Best Stock Portfolio Tracker in 2026

Your stocks are on Fidelity. Your Roth IRA is at Schwab. You have a few shares on Robinhood from 2021. Your 401k is wherever your employer picked. To know your actual net worth, you'd have to log into four different apps, mentally add the numbers, and still not know how much of your wealth is in equities vs. cash. Or you could use a portfolio tracker that shows everything in one place.

Why Brokerage Apps Aren't Enough

Every brokerage has a portfolio view. Fidelity's is decent. Schwab's is fine. But they all share the same fundamental problem: they only show what's in that brokerage.

The average investor in 2026 has 2.8 brokerage accounts. That means 2.8 separate apps, 2.8 different views of your money, and zero unified picture. Here's why that happens:

Your 401k is at your employer's provider — you didn't choose it, and you probably can't move it
Your Roth IRA is at a different brokerage — you opened it when Schwab had a promotion in 2019
You have a taxable account at Fidelity — because their index funds have zero expense ratios
You have leftover shares on Robinhood — from when you were day trading during COVID
Your spouse has their own accounts — at yet another brokerage

You can't answer basic questions:

What percentage of my portfolio is in tech stocks across all accounts?
What's my total dividend income across all accounts?
How much of my net worth is invested vs. sitting in cash?
Am I overweight in any single stock across brokerages?
What's my overall performance this year — not per account, but total?

Brokerage apps are great for trading. They're terrible for portfolio management.

What a Good Stock Portfolio Tracker Does

1. Aggregates All Accounts

Connect every brokerage — Fidelity, Schwab, Vanguard, Robinhood, E*TRADE, TD Ameritrade, Merrill Lynch, Wealthfront, Betterment — through one secure connection. See every holding, every account, in one view.

The best trackers use Plaid for brokerage connections. It's the same provider banks use — Venmo, Robinhood, and 12,000+ financial apps connect through Plaid. Read-only access — the tracker can see your holdings but can't place trades or make any changes to your accounts.

What to look for: Some trackers only support "major" brokerages. Make sure yours supports your 401k provider — those are often the largest accounts and the hardest to track manually (Empower, Voya, Principal, TIAA, etc.).

2. Real-Time Market Data

Delayed quotes are useless for anyone who checks their portfolio regularly. A good tracker provides real-time or near-real-time quotes from providers like Finnhub, so you see current prices — not 15-minute-old data.

Beyond individual stock quotes, you want to see market context: how the S&P 500, Dow Jones, NASDAQ, and Russell 2000 are performing relative to your portfolio. If the S&P is up 1.5% today and your portfolio is up 0.5%, that context matters.

Why Finnhub? Finnhub provides institutional-grade market data with real-time quotes, company profiles, and search — all accessible via API. Trackers built on Finnhub give you the same data quality as Bloomberg terminal users, without the $24,000/year terminal cost.

3. TradingView-Quality Charts

You shouldn't need to open TradingView in a separate tab. The best portfolio trackers embed professional-grade charts — candlesticks, indicators, drawing tools — directly alongside your holdings. When you click on a stock in your portfolio, you should see:

Multiple timeframes (1D, 1W, 1M, 3M, 1Y, 5Y, Max)
Candlestick and line chart options
Technical indicators (MA, RSI, MACD, Bollinger Bands)
Drawing tools for trend lines and support/resistance
Volume bars overlaid on price

Clarity embeds actual TradingView widgets — the same charts millions of traders use daily — directly in your dashboard. No iframe hacks or simplified knockoffs.

4. Net Worth Context

Your stock portfolio is part of a bigger picture. A tracker that shows stocks alongside your bank accounts, crypto, and other assets tells you what percentage of your net worth is in equities — and whether you need to rebalance.

This is especially important for younger investors who might have 95% of their net worth in stocks without realizing it. Or retirees who need to ensure they have enough in cash and bonds to cover 2-3 years of expenses.

5. Dividend Tracking

If you own dividend stocks or funds, you want to see:

Annual dividend income across all accounts
Dividend yield per holding
Ex-dividend dates coming up
Dividend growth over time
DRIP (reinvestment) tracking

Most brokerage apps show dividends per account. A portfolio tracker shows total dividend income across all your accounts — the number that actually matters for financial planning.

6. Sector & Allocation Analysis

"I'm diversified — I own 20 stocks." But if 15 of them are tech companies, you're not diversified. A good tracker breaks down your portfolio by:

Sector: Technology, Healthcare, Financials, Consumer, Energy, etc.
Geography: US, International Developed, Emerging Markets
Asset class: Stocks, Bonds, REITs, Commodities, Cash
Account type: Taxable, Roth IRA, Traditional IRA, 401k
Individual position: No single stock should be 20%+ of your portfolio

Popular Stocks and Indices to Track

Whether you're tracking individual picks or benchmarking against the market, here are the stocks and indices most investors watch in 2026:

Top Stocks by Market Cap

AAPL (Apple) — still the world's most valuable company. Services revenue now exceeds iPhone revenue.
MSFT (Microsoft) — AI + cloud dominance via Azure and Copilot. Enterprise AI leader.
NVDA (NVIDIA) — the AI infrastructure play. Every major AI model runs on NVIDIA GPUs.
GOOGL (Alphabet) — search + AI + cloud. Gemini competing with GPT and Claude.
AMZN (Amazon) — e-commerce + AWS. AWS alone would be one of the most valuable companies in the world.
META (Meta) — social + AI + VR/AR. Threads growing, Reality Labs improving.
TSLA (Tesla) — EV + energy + autonomous driving. Full self-driving progress driving valuation.
BRK.B (Berkshire Hathaway) — Warren Buffett's conglomerate. The value benchmark.
JPM (JPMorgan Chase) — America's largest bank. Financials bellwether.
V (Visa) — global payments network. Steady compounder.
UNH (UnitedHealth) — healthcare giant. Largest company by revenue.
HD (Home Depot) — housing market proxy. Benefits from aging housing stock.

Global Indices

S&P 500 — the US equity benchmark. 500 largest US companies by market cap. If you only track one index, this is it.
NASDAQ Composite — tech-heavy index. Outperforms in growth markets, underperforms in value rotations.
Dow Jones Industrial Average — 30 blue chip stocks. Price-weighted (not market-cap weighted), so it behaves differently than the S&P.
Russell 2000 — small-cap barometer. Leading indicator of economic health and risk appetite.
FTSE 100 — UK's top 100 companies. Heavy in energy, mining, and financials.
DAX — Germany's 40 largest companies. Automotive, industrial, and chemical companies dominate.
Nikkei 225 — Japan's benchmark. Recently hit all-time highs after 34 years.
Hang Seng — Hong Kong's index. Proxy for Chinese tech and financial companies.

How Clarity Tracks Stocks

Clarity connects to your brokerage accounts via Plaid — the same provider used by Venmo, Robinhood, and most fintech apps. Here's what you get:

All brokerages in one view: Fidelity, Schwab, Vanguard, Robinhood, E*TRADE, Merrill, and more — aggregated automatically
Real-time quotes: Live pricing via Finnhub for every stock in your portfolio and watchlist
TradingView charts: Full charting suite embedded directly in your dashboard — no switching tabs
Watchlist: Track stocks you're interested in, even if you don't own them yet. Mix stocks, crypto, forex, and commodities in one list
Net worth integration: Stocks + crypto + bank accounts + budgets, all in one number
Historical snapshots: Track your net worth over time — daily snapshots show growth, drawdowns, and trends

Portfolio Allocation: Why It Matters More Than Stock Picks

Here's an uncomfortable truth: asset allocation drives 90%+ of long-term returns. Not stock picks. Not timing. Allocation.

The seminal Brinson, Hood, and Beebower study (replicated many times) found that how you divide money between stocks, bonds, cash, and other asset classes explains the vast majority of portfolio performance. Yet most investors obsess over which stocks to buy and ignore whether they should be 60% stocks or 80% stocks.

A portfolio tracker that only shows stocks misses the point. To manage allocation, you need to see:

Equities %: How much of your net worth is in stocks?
Cash %: How much is sitting idle in checking/savings?
Crypto %: Growing asset class that affects overall risk
Fixed income %: Bonds, CDs, money market funds
Real estate %: REITs, property equity (if tracked)

Clarity shows all of these. Not just your stock portfolio — your entire allocation. That's the view that actually drives good financial decisions.

Stocks + Crypto + Cash = The Complete Picture

Most stock trackers — Personal Capital, Stock Events, Delta — show you stocks and sometimes crypto. But they miss the other half of your financial life: bank accounts, budgets, subscriptions, and spending.

Clarity gives you the full stack:

Investments: Stocks, ETFs, mutual funds across all brokerages
Crypto: Exchange balances and on-chain wallets via CCXT and Alchemy
Cash: Checking, savings, credit cards, loans via Plaid
Spending: Automated budgets, merchant tracking, subscription detection, recurring charges

Your portfolio allocation only makes sense when you see the whole picture. If 80% of your net worth is in stocks and you have 2 months of expenses in savings, that's a risk worth knowing about. If you're saving $3,000/month but spending $2,800, that context changes how aggressively you should invest.

Stock Portfolio Tracker Comparison: Clarity vs. the Competition

Personal Capital (Empower)

Personal Capital (rebranded to Empower in 2023) was the original portfolio aggregator. It still works, but it's showing its age.

Pros: Good account aggregation, retirement planner, fee analyzer, free
Cons: Aggressive wealth management upselling (0.89% AUM fee), weak crypto support, no DeFi, no budgeting, dated UI, phone calls from advisors
Best for: Pre-retirees who want free account aggregation and don't mind sales calls

Stock Events

Stock Events focuses on dividend tracking and earnings calendars. It's a mobile app with a clean UI but limited scope.

Pros: Excellent dividend tracking, earnings calendar, clean mobile UI
Cons: Manual portfolio entry (no Plaid), limited to stocks, no bank/crypto, mobile only
Best for: Dividend investors who want a dedicated mobile tracker

Yahoo Finance

Yahoo Finance is free and has good market data, but its portfolio tracking is basic — manual entry, no account connections, no net worth.

Pros: Free, comprehensive market data, good news coverage, large community
Cons: Manual portfolio entry only, no Plaid, no crypto wallets, no bank tracking, ads everywhere
Best for: Casual investors who want free market data and news

Clarity

Pros: All-in-one (stocks + crypto + banks + budgets), Plaid for automatic account sync, real-time Finnhub quotes, TradingView charts, watchlist across all asset classes, historical net worth tracking, AI insights, $99/year
Cons: Newer product, no dedicated retirement planner (yet)
Best for: Modern investors who want stocks, crypto, and banking in one dashboard

Tax-Loss Harvesting: When to Sell

A good portfolio tracker doesn't just show gains — it shows losses too. And losses have value. Tax-loss harvesting means selling losing positions to offset gains elsewhere in your portfolio.

Here's how it works: You have $5,000 in gains from selling NVDA. You also have a $3,000 unrealized loss on a stock that's underperformed. Sell the loser, realize the $3,000 loss, and your taxable gains drop from $5,000 to $2,000. At a 24% tax rate, that's $720 saved.

To harvest losses effectively, you need a tracker that shows unrealized gains and losses across all accounts — not just one brokerage. Clarity tracks cost basis and P&L across every connected account, making it easy to spot harvesting opportunities.

The Retirement Account Problem

For most Americans, their largest investment account is their 401k or employer retirement plan. But it's also the hardest to track:

Separate platform: 401k providers (Empower, Voya, Fidelity NetBenefits, Principal) have their own apps that don't connect to anything else
Limited investment options: You can't see how your 401k target date fund overlaps with your individual stock picks elsewhere
Contribution tracking: How much have you contributed this year? Are you on track to max out ($23,500 in 2026)?
Employer match: Is your employer match vesting? How much is actually "yours"?

Connecting your 401k to Clarity via Plaid solves all of these. You see your retirement account alongside everything else — with the same real-time updates.

Getting Started

Sign up (free 14-day trial, no credit card required)
Connect your brokerages — Plaid links in 30 seconds per account. Start with your largest accounts.
Add crypto if you have any — exchanges via API keys, wallets via public address
Connect your banks for the full net worth picture — checking, savings, credit cards

In under 5 minutes, you'll see every stock, every account, and your complete net worth — all in one dashboard. No more mental math across 4 brokerage apps.

Your money is scattered across too many accounts. Your view of it shouldn't be.