The average American spends $219/month on subscriptions and underestimates it by 3x. These tools find every recurring charge, help you cancel what you don't use, and track what remains.
Updated February 2026
Best for finding and canceling forgotten subscriptions
Rocket Money built its entire business on finding and canceling subscriptions. It detects recurring charges across all connected accounts and can cancel services on your behalf with one tap.
Best for monitoring subscriptions within a full finance dashboard
Clarity's recurring transaction detection identifies subscriptions, bills, and regular charges automatically. The AI assistant can summarize your total subscription spend and flag increases.
Best subscription visibility for Apple users
Copilot detects recurring charges and shows upcoming payments in a timeline. The subscription tracking is woven into a broader expense tracking experience on iOS.
Best for viewing subscriptions alongside regular bills
Monarch's recurring transaction view shows subscriptions alongside bills and regular transfers. Good detection but no cancellation features.
Best free option for basic subscription awareness
PocketGuard's free tier includes basic subscription detection. It is not as thorough as Rocket Money, but it catches the major recurring charges without costing anything.
Most people find $50-200 per month in subscriptions they forgot about or no longer use. Rocket Money reports average savings of $740/year per user. Even if you think you know all your subscriptions, most people are surprised by what a tracker finds.
Rocket Money can cancel many subscriptions on your behalf by contacting the service provider. Most other trackers (Clarity, Monarch, Copilot) only identify subscriptions — you need to cancel them yourself.
14-day free trial. No credit card required.
No credit card required · Cancel anytime · See pricing.