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Best Net Worth Trackers in 2026

Tracking your net worth means connecting everything—banks, brokerages, crypto, real estate, debt. We looked at how well each tool brings your full financial picture together and what you can actually learn from it.

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  • 5 tools ranked
  • Updated February 2026

How we evaluated

Every ranking uses the same transparent criteria so you can audit the inputs.

Breadth of account types supportedAccuracy and frequency of balance updatesHistorical tracking and trend visualizationManual asset entry for non-connected accountsSecurity and data privacy practices

The rankings

Honest pros, cons, and verdicts for every app in the category.

1

Clarity(Our Pick)

$99/year

Best for tracking net worth across traditional and crypto accounts

Clarity pulls your bank accounts, brokerage holdings, crypto exchanges, and blockchain wallets into one net worth view. It takes daily snapshots so you can see how things are trending over weeks and months.

Pros

  • Connects banks, brokerages, crypto exchanges, and blockchain wallets
  • Daily net worth snapshots with historical charts
  • AI spots trends you might miss on your own
  • Flat pricing—no AUM percentage fees

Cons

  • No manual real estate or vehicle valuations yet
  • Newer platform compared to the big names
  • Web-first—no native mobile app yet
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2

Empower

Free

Best free net worth tracker for traditional accounts

Empower (formerly Personal Capital) was one of the first free net worth dashboards, and it still holds up. Account aggregation is reliable, though crypto support is basically nonexistent.

Pros

  • Free net worth dashboard with no limits
  • Mature, reliable bank and brokerage connections
  • Retirement planning tools come included

Cons

  • Be ready for persistent calls from their financial advisors
  • No crypto exchange or DeFi tracking
  • The interface feels dated next to newer tools
Clarity vs EmpowerVisit Empower
3

Kubera

$150/year

Best for tracking alternative assets alongside traditional holdings

If you own a mix of stocks, real estate, art, vehicles, and other alternative assets, Kubera handles it all. It's built for people with a lot of different stuff to keep tabs on.

Pros

  • Broadest asset class coverage you'll find
  • Zillow and Redfin integration for property values
  • Beneficiary and estate planning features

Cons

  • $150/year feels steep for basic tracking
  • No spending or budgeting features
  • Transaction-level detail is limited
Clarity vs KuberaVisit Kubera
4

Monarch Money

$14.99/mo or $99.99/year

Best for couples who want budgeting and net worth in one app

Monarch rolls budgeting and net worth tracking into one app. If you want both in a single tool, it's a solid pick—just know the investment analysis is pretty basic.

Pros

  • Budgeting and net worth tracking in one place
  • Clean, modern interface
  • Great collaborative features for couples

Cons

  • Investment analysis is shallow
  • No crypto exchange connections
  • $14.99/month feels expensive for what you get
Clarity vs Monarch MoneyVisit Monarch Money
5

Wealthfront

Free (planning) / 0.25% AUM (investing)

Best for Wealthfront customers who want integrated planning

Wealthfront's Path planner is one of the better free financial planning tools out there. It pulls in your external accounts too, though it shines brightest if you're already a Wealthfront customer.

Pros

  • Free financial planning with the Path tool
  • External account aggregation included
  • Excellent high-yield cash account

Cons

  • Best features are tied to Wealthfront accounts
  • No crypto tracking
  • Limited options for adding manual assets
Clarity vs WealthfrontVisit Wealthfront

Try the workflow we benchmark against

7-day free trial. No credit card required. Connect banks, brokerages, exchanges, and wallets in one place.

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Frequently asked questions

Fact-checked answers pulled from the corresponding category research.

How often should I check my net worth?

Once a month is plenty for most people. Checking daily just leads to anxiety over normal market swings. Tools like Clarity take daily snapshots automatically, so you can look at your trends whenever you want without stressing over every dip.

Should I include my home value in net worth calculations?

Yes, but be conservative. Zillow and Redfin estimates can be off by 5-15%. Use your home equity (value minus what you owe on the mortgage) for the most accurate picture.

Can net worth trackers see my bank account passwords?

No. Reputable trackers use Plaid or similar services with bank-level encryption and tokenized access. Your login credentials are never stored by the tracking app itself.

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