Tracking net worth means connecting every account — banks, brokerages, crypto, real estate, and debt. We evaluated tools on how completely they aggregate your financial picture and how useful their insights are.
Updated February 2026
Best for tracking net worth across traditional and crypto accounts
Clarity aggregates bank accounts, brokerage holdings, crypto exchanges, and blockchain wallets into one net worth view. Daily snapshots track your progress over time.
Best free net worth tracker for traditional accounts
Empower (formerly Personal Capital) pioneered free net worth tracking. The dashboard is mature and the account aggregation is reliable, though crypto support remains limited.
Best for tracking alternative assets alongside traditional holdings
Kubera shines for high-net-worth users who need to track alternative assets alongside traditional ones. Real estate, art, vehicles, and domains all fit.
Best for couples who want budgeting and net worth in one app
Monarch combines budgeting with net worth tracking. If you want spending management and net worth in one tool, it is a strong pick — though investment analysis is basic.
Best for Wealthfront customers who want integrated planning
Wealthfront offers free financial planning tools including net worth tracking and a Path financial planner. Best if you also use their investment or cash management products.
Monthly is a good cadence for most people. Checking daily can cause anxiety over normal market fluctuations. Tools like Clarity take daily snapshots automatically so you can review trends whenever you want without obsessing over daily changes.
Yes, but use a conservative estimate. Zillow and Redfin estimates can be off by 5-15%. Include your home equity (value minus mortgage balance) for the most accurate picture.
No. Reputable trackers use Plaid or similar aggregators that use bank-level encryption and tokenized access. Your login credentials are never stored by the tracking app itself.
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