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Best Investment Tracking Apps in 2026

Investment tracking apps go beyond simple portfolio views — they analyze performance, calculate cost basis, and help with tax planning. We ranked the best options for active and passive investors alike.

Updated February 2026

How We Evaluated

Breadth of brokerage and exchange connectionsPerformance calculation methodologyCost basis and tax lot trackingData refresh speed and accuracyDepth of analytics and reporting

The Rankings

1

Clarity(Our Pick)

$99/year

Best for multi-asset investors who want cost basis automation

Clarity combines brokerage sync, crypto exchange connections, and DeFi wallet tracking with FIFO cost basis and AI-powered analysis. It is the most complete investment tracker for multi-asset investors.

Pros

  • Tracks stocks, ETFs, crypto, and DeFi positions in one view
  • Automatic FIFO cost basis with wash sale detection
  • AI assistant answers questions about your portfolio
  • Daily performance snapshots with historical comparison

Cons

  • No options or futures support yet
  • No direct brokerage integration (uses Plaid)
  • Newer entrant — less brand recognition
2

Sharesight

Free (10 holdings) / $19/mo+

Best for international investors who need precise performance reporting

Sharesight excels at performance reporting with true time-weighted returns and annualized performance. The dividend tracking and reinvestment modeling are best-in-class.

Pros

  • Accurate time-weighted and money-weighted returns
  • Dividend reinvestment plan modeling
  • Tax reporting for multiple countries

Cons

  • No US tax form generation
  • Crypto support is limited to manual entry
  • Can feel complex for casual investors
Visit Sharesight
3

Empower

Free (tracking) / 0.49-0.89% AUM (advisory)

Best free option for retirement-focused investors

Empower's free Investment Checkup tool analyzes your asset allocation against targets and flags excessive fees. The retirement planner is excellent for long-term investors.

Pros

  • Free portfolio analysis and fee detection
  • Asset allocation recommendations
  • Retirement-focused planning tools

Cons

  • Persistent advisory upsell
  • No tax-lot level tracking
  • Slow data refresh compared to newer tools
Visit Empower
4

Kubera

$150/year

Best for UHNW individuals with diverse asset types

Kubera connects brokerages, crypto, and alternative assets. The interface is clean and modern. Best for high-net-worth investors who want everything in one view.

Pros

  • Connects brokerages, crypto exchanges, and alternative assets
  • Internal rate of return calculations
  • Clean, uncluttered dashboard

Cons

  • No cost basis or tax reporting
  • $150/year for tracking-only tool
  • No spending or budgeting features
Visit Kubera
5

Delta

Free / $69.99/year Pro

Best mobile app for crypto-focused investors

Delta (by eToro) is a mobile-first investment tracker with a slick UI and broad exchange support. Good for crypto-heavy investors who prefer mobile.

Pros

  • Beautiful mobile interface with widgets
  • Connects to 300+ crypto exchanges
  • Watchlists and price alerts included

Cons

  • Limited web interface
  • No cost basis or tax features
  • Owned by eToro (potential conflict of interest)
Visit Delta

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Frequently Asked Questions

What is the difference between a portfolio tracker and a brokerage app?

A brokerage app lets you buy and sell investments but typically only shows holdings at that one brokerage. A portfolio tracker aggregates holdings across multiple brokerages, banks, and exchanges to give you a complete picture — but cannot execute trades.

Do investment tracking apps support tax-loss harvesting?

Some do. Clarity identifies wash sales automatically and calculates FIFO cost basis. Wealthfront and Betterment offer automated tax-loss harvesting but only for assets managed on their platform, not across all your accounts.

How accurate are portfolio tracker valuations?

For publicly traded stocks and major crypto, valuations are usually accurate to within minutes. Private investments, real estate, and alternative assets rely on periodic appraisals or third-party estimates and can lag behind actual values.

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