Best Of

Best Investment Tracking Apps in 2026

A good investment tracker does way more than show you a balance. It analyzes your performance, calculates cost basis, and helps with tax planning. Here are our top picks for both active and passive investors.

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  • 5 tools ranked
  • Updated February 2026

How we evaluated

Every ranking uses the same transparent criteria so you can audit the inputs.

Breadth of brokerage and exchange connectionsPerformance calculation methodologyCost basis and tax lot trackingData refresh speed and accuracyDepth of analytics and reporting

The rankings

Honest pros, cons, and verdicts for every app in the category.

1

Clarity(Our Pick)

$99/year

Best for multi-asset investors who want cost basis automation

Clarity brings your brokerage accounts, crypto exchanges, and DeFi wallets together with automatic FIFO cost basis and AI-powered analysis. If you hold a mix of asset types, it's the most complete tracker we've found.

Pros

  • Stocks, ETFs, crypto, and DeFi positions all in one view
  • Automatic FIFO cost basis with wash sale detection
  • AI assistant that answers questions about your portfolio
  • Daily performance snapshots with historical comparison

Cons

  • No options or futures support yet
  • No direct brokerage integration (uses Plaid)
  • Newer platform—less brand recognition
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2

Sharesight

Free (10 holdings) / $19/mo+

Best for international investors who need precise performance reporting

Sharesight takes performance reporting seriously. You get true time-weighted returns, annualized performance, and the best dividend reinvestment modeling we've seen anywhere.

Pros

  • Accurate time-weighted and money-weighted returns
  • Dividend reinvestment plan modeling
  • Tax reporting for multiple countries

Cons

  • No US tax form generation
  • Crypto support is manual entry only
  • Can feel complex if you're a casual investor
Clarity vs SharesightVisit Sharesight
3

Empower

Free (tracking) / up to 0.89% AUM (advisory)

Best free option for retirement-focused investors

Empower's free Investment Checkup tool checks your asset allocation against targets and flags high fees. The retirement planner is great for long-term thinking. Just brace yourself for the sales pitch.

Pros

  • Free portfolio analysis and fee detection
  • Asset allocation recommendations
  • Strong retirement-focused planning tools

Cons

  • Persistent advisory upsell
  • No tax-lot level tracking
  • Data refresh is slower than newer tools
Clarity vs EmpowerVisit Empower
4

Kubera

$150/year

Best for UHNW individuals with diverse asset types

Kubera connects your brokerages, crypto, and alternative assets in a clean dashboard. If you have a high net worth and want everything visible in one place, it does the job well.

Pros

  • Connects brokerages, crypto exchanges, and alternative assets
  • Internal rate of return calculations
  • Clean, uncluttered dashboard

Cons

  • No cost basis or tax reporting
  • $150/year for a tracking-only tool
  • No spending or budgeting features
Clarity vs KuberaVisit Kubera
5

Delta

Free / $69.99/year Pro

Best mobile app for crypto-focused investors

Delta (owned by eToro) is a polished phone-first tracker with broad exchange support. If you're crypto-heavy and prefer your phone, it's a good fit.

Pros

  • Beautiful mobile interface with widgets
  • Connects to 300+ crypto exchanges
  • Watchlists and price alerts included

Cons

  • Limited web interface
  • No cost basis or tax features
  • Owned by eToro, which could mean conflicts of interest
Visit Delta

Try the workflow we benchmark against

7-day free trial. No credit card required. Connect banks, brokerages, exchanges, and wallets in one place.

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Frequently asked questions

Fact-checked answers pulled from the corresponding category research.

What is the difference between a portfolio tracker and a brokerage app?

Your brokerage app lets you buy and sell, but it only shows what you hold at that one brokerage. A portfolio tracker pulls holdings from multiple brokerages, banks, and exchanges into one view—but it can't execute trades.

Do investment tracking apps support tax-loss harvesting?

Some do. Clarity flags wash sales automatically and calculates FIFO cost basis. Wealthfront and Betterment offer automated tax-loss harvesting, but only for assets they manage—not across all your accounts.

How accurate are portfolio tracker valuations?

For publicly traded stocks and major crypto, you're usually accurate within minutes. Private investments, real estate, and alternative assets depend on periodic appraisals or third-party estimates, so those can lag.

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