# Clarity — Pricing

Simple core subscription with optional add-ons only where they make sense.

## Plan

| | Monthly | Annual |
|---|---|---|
| Price | $24/month | $229/year ($19.08/month) |
| Free tier | All workspace tools + manual entry + crypto exchange connections | All workspace tools + manual entry + crypto exchange connections |
| Guarantee | 30-day money-back | 30-day money-back |

Optional add-ons may be available for Markets and heavier AI usage.

## What's Included

- 5 bank/brokerage connections (Plaid) — full sync, zero toggles
- 5 wallet connections
- Unlimited crypto exchange connections (CCXT)
- 100 AI messages / month
- 1099/W-2 OCR + tax document parsing
- Exports & reports (PDF + CSV)
- 30-min priority sync
- All planning, tax, retirement, insurance, and budgeting tools
- Net worth tracking across all asset types
- Portfolio performance (IRR, cost basis, allocation drift)
- Tax-ready exports (Form 8949, CSV)
- AI financial copilot (GPT-4o-based, via OpenAI)
- Spending analysis and budget tracking
- Semantic transaction search
- Recurring charge detection and bill reminders
- Household sharing
- DeFi position tracking
- Multi-currency support

## Replace Five Subscriptions With One

Most finance apps cost $100–$180/year and only cover budgeting or investments — not both.

| Tool | Annual Cost |
|---|---|
| Budgeting app (YNAB, Monarch) | ~$100/year |
| Crypto tracker (CoinTracker) | ~$99/year |
| Investment tracker (Sharesight) | ~$180/year |
| Tax prep add-on | ~$60/year |
| Net worth tracker (Kubera) | ~$150/year |
| **Total** | **~$519/year** |
| **Clarity** | **$229/year** |

## FAQ

- **Is there a free tier?** Yes — every Clarity workspace tool (Money, Net Worth, Planning), manual entry, and crypto exchange connections (bring your own read-only API keys). Pro adds automated bank/brokerage/wallet syncing, OCR, exports, and AI messages.
- **Can I cancel anytime?** Yes. Cancel in settings, effective end of billing period.
- **Is there a money-back guarantee?** Yes — 30 days, no questions asked.
- **What happens to my data if I cancel?** Immediately and permanently deleted.
- **Do I need crypto?** No. Crypto is optional — Clarity works great for traditional finance only.

## Links

- [Pricing page](https://useclarity.app/pricing)
- [Sign up free](https://useclarity.app/auth/register)
- [Compare to alternatives](https://useclarity.app/compare)