# Clarity — Compare

Most finance apps force you to stitch together budgeting, investing, crypto, and tax workflows across multiple tools. Clarity brings those views into one read-only system for $229/year.

## How To Read This Page

Clarity publishes these comparisons. The claims are grounded in linked public documentation: pricing pages, product docs, regulatory actions, court filings, breach disclosures, and privacy policies.

## Quick Jump

- [What we found](https://useclarity.app/compare#findings)
- [Feature coverage](https://useclarity.app/compare#features)
- [Annual cost](https://useclarity.app/compare#pricing)
- [Privacy practices](https://useclarity.app/compare#privacy)
- [Top comparison table](https://useclarity.app/compare#findings)

## Feature Coverage Matrix

| App | Crypto & DeFi | Tax Reports | Markets | AI | Budgets | Investments |
|---|---|---|---|---|---|---|
| **Clarity** | Yes | Yes | Yes | Yes | Yes | Yes |
| YNAB | No | No | No | No | Yes | No |
| Monarch Money | No | No | No | Limited | Yes | Limited |
| Copilot Money | No | No | No | Limited | Yes | Limited |
| Empower | No | No | Yes | No | Yes | Yes |
| Kubera | Limited | No | No | No | No | Yes |
| Lunch Money | No | No | No | No | Yes | No |
| Rocket Money | No | No | No | No | Yes | No |
| Sharesight | Limited | Yes | Yes | No | No | Yes |
| CoinTracker | Yes | Yes | No | No | No | No |

## Annual Cost Comparison

| App | Annual Cost |
|---|---|
| Clarity | $229 |
| YNAB | $99 |
| Monarch Money | $100 |
| Copilot Money | $100 |
| Kubera | $150 |
| Sharesight | $180 |
| Empower | Free (monetizes data) |

## Privacy Comparison

| Practice | Clarity | Empower | Mint/Intuit | Rocket Money |
|---|---|---|---|---|
| Ad tracking | No | Yes | Yes | Yes |
| Data shared with ad networks | No | Yes | Yes | Yes |
| GPS collection | No | Yes | Yes | Yes |
| Deletes data on account closure | Yes | No | No | No |
| Read-only connections | Yes | No | No | No |

## Detailed Comparisons

- [Clarity vs YNAB](https://useclarity.app/compare/clarity-vs-ynab)
- [Clarity vs Monarch Money](https://useclarity.app/compare/clarity-vs-monarch)
- [Clarity vs Empower](https://useclarity.app/compare/clarity-vs-empower)
- [Clarity vs Copilot Money](https://useclarity.app/compare/clarity-vs-copilot)
- [Clarity vs Kubera](https://useclarity.app/compare/clarity-vs-kubera)
- [Clarity vs Rocket Money](https://useclarity.app/compare/clarity-vs-rocket-money)
- [Clarity vs Lunch Money](https://useclarity.app/compare/clarity-vs-lunch-money)
- [Clarity vs Sharesight](https://useclarity.app/compare/clarity-vs-sharesight)
- [Clarity vs Simplifi](https://useclarity.app/compare/clarity-vs-simplifi)
- [Clarity vs Tiller](https://useclarity.app/compare/clarity-vs-tiller)
- [All alternatives](https://useclarity.app/alternatives)

## Links

- [Full comparison hub](https://useclarity.app/compare)
- [Free calculators](https://useclarity.app/tools)
- [Pricing](https://useclarity.app/pricing)